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SPECIFICTION
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Debt Manager Professional vs Undebt.it

Debt Manager Professional

zilchworks.com

Undebt.it

undebt.it

Side by side

FigureDebt Manager ProfessionalUndebt.it
Price from—$0.83/mo
Free plan—Yes
Free trialYesYes
Open source——
Web—Yes
WindowsYes—
iOS—Yes
Android—Yes
Plans published12
Spec score · Debt Management Software7.9 (#10)7.7 (#16)
Founded19912012
PurposeDebt Manager Professional helps counselors, coaches, agencies, and educators create branded payoff plans for client debt cases.Undebt.it generates rollover debt payoff plans and tracks payments, balances, and projected debt-free dates.
SupportA Quick Start Guide walks users through creating a client plan, and the product includes a Help menu link back to the guide.The site provides an FAQ and help center and lists an email address and contact form.

Plans

Debt Manager Professional

  • Debt Manager Professional$295.95, paid once

Debt Manager Professional pricing →

Undebt.it

  • Undebt.it FreeFree
  • Undebt.it+$10 a year

Undebt.it pricing →

In their own words

Debt Manager Professional

Debt Manager Professional has no write-up on Specifiction yet; its figures are above.

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Undebt.it

Undebt.it creates rollover debt payoff plans and tracks payments, balances and projected debt-free dates. It offers eight payoff approaches, including snowball, avalanche, hybrid, cash flow index and custom plans. A free debt snowball calculator can produce a one-off plan without an account. The free plan includes the core planner, while Undebt.it+ adds bill tracking, payoff snapshots, calendar views, reminders, what-if scenarios and other tools. Undebt.it+ costs $10 a year as a single, non-recurring fee for one year of access, with manual renewal; account holders can try it for 30 days. The web service can be installed on iPhone and Android home screens through a browser, but it has no mobile apps. Premium users can sync balances and optionally import transactions nightly through SimpleFIN. This read-only sync needs a separate SimpleFIN Bridge account and does not sync interest rates, minimum payments or due dates. The YNAB integration can update balances and import payment and purchase transactions. Users enter account details themselves; the maker says it does not request bank or credit-card login credentials.

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