Debt Payoff Planner vs Debt Payoff Pro

Debt Payoff Planner is a tool for building and following a plan to become debt-free. It supports debt avalanche, debt snowball, and custom payoff orders, and lets users compare how monthly or biweekly extra payments may change the payoff timeline. Debt records can include promotional APRs, payment frequency, due dates, and minimum payment calculations. Users enter payments and new expenses themselves; the planner then updates balances and the payoff plan. It does not connect to financial accounts. The service runs on Android, iOS, and web. Its Free plan is free, and Pro is $2 a month. The maker describes Pro as adding features for more complex situations and says multi-device access is available to Pro members. An account provides secure login and backed-up data, according to the maker. The product is intended for people managing debts such as credit cards, car loans, or student loans on an ordinary income. Its information is not official financial advice.

Debt Payoff Pro is a paid iOS app for organizing debt repayment with the debt snowball method. It lets users choose lowest balance first, highest balance first, highest interest first, or a custom ordering strategy. The App Store listing says an unlimited number of debts can be tracked. Scheduled payments can be marked paid, and extra principal payments can be entered. Reports show total interest, amount paid, remaining debt, and payoff date. Charts and an amortization table show interest, principal, and remaining balance for each payment. Payment-due notifications can be enabled with a chosen notification time. Passcode protection is available for financial information. Payment lists and amortization schedules can be exported as HTML by email. Data can be backed up to a computer and restored through iTunes file sharing. Debt Payoff Pro costs $0.99, paid once. A separate free Debt Payoff Lite version is available.