DeloPay vs Razorpay TokenHQ
DeloPay
delopay.netRazorpay TokenHQ
razorpay.comSide by side
| Figure | DeloPay | Razorpay TokenHQ |
|---|---|---|
| Price from | $2.25/mo | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 6 | 1 |
| Spec score · Payment Tokenization Software | 9.2 (#1) | 7.1 (#11) |
| Company | DeloPay says it is built and maintained by a three-person engineering team at Deloxity LLC. | Razorpay's about page lists its headquarters in Bengaluru, India; its newsroom says it was founded in 2014. |
| Security | The privacy policy says data is encrypted in transit and at rest, credentials are hashed with Argon2, and access uses role-based controls. | Razorpay says tokenisation substitutes a card number with a token and that the token-to-card relationship is held in a vault owned by a card network or issuing bank. |
| Support | Sales and technical support are offered by email or dashboard tickets, with typical replies under four hours during EU business days. | The TokenHQ page offers a free consultation with Razorpay experts and a request-meeting option. |
Plans
DeloPay
- Power$2.25 a month
- High volume$2.75 a month
- Scale$3.25 a month
- Growth$3.50 a month
- Starter$4 a month
- EnterprisePriced on request
In their own words
DeloPay
DeloPay is a payment orchestration platform that connects payment providers and routes transactions to a selected provider. Smart Routing chooses providers using cost, recent success rate, capability matching, and business rules. Merchants can use a hosted iFrame checkout for card input, 3-D Secure, wallets, and crypto; create payment links; use a WooCommerce plugin; or integrate through the REST API. DeloPay lists integrations including Stripe, PayPal, Airwallex, Klarna, Creem, e-Payouts, NomuPay, Cryptomus, and NOWPayments. It offers JavaScript/TypeScript and Java SDKs, while native mobile SDKs are on the roadmap. Subscriptions can be created, paused, resumed, and cancelled through one API when billed through a billing-capable connector such as Stripe Billing or PayPal. Listed rates are 4.00% per transaction for Starter, 3.50% for Growth, 3.25% for Scale, 2.75% for High volume, and 2.25% for Power; there is no monthly plan or setup fee. A free trial is offered, but no free plan is listed.
Razorpay TokenHQ
Razorpay TokenHQ replaces card numbers with tokens so businesses can offer customers saved-card checkout. Razorpay connects businesses with card networks and issuers, either as the Token Requestor or as a connecting layer when the business already fills that role. The service works across Mastercard, RuPay, and Visa, and Razorpay says tokens can be used through other payment gateways. Standard Checkout businesses have TokenHQ enabled without integration; Custom Checkout businesses can request it on demand. API-integrated or server-to-server checkout may take 0–3 weeks of integration effort, depending on current integrations and API count. A dashboard lets businesses track and control token requests and create custom reports. Razorpay describes the APIs as suited to high traffic volumes. Saving a card or creating a token requires customer consent and an additional authentication factor. The card-to-token relationship is held in a vault owned by a card network or issuing bank; merchants may retain the last four card digits and issuer name for tracking or analytics. Pricing is on request. The service is available on Android, iOS, web, and API.