DeloPay vs ZenPays
DeloPay
delopay.netZenPays
zenpays.comSide by side
| Figure | DeloPay | ZenPays |
|---|---|---|
| Price from | $2.25/mo | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 6 | 0 |
| Spec score · Payment Orchestration Platforms | 9.1 (#1) | 6.6 (#25) |
| Integrations | The connector catalog names Stripe, PayPal, Airwallex, Mollie, Rapyd, Klarna, Creem, Whop, e-Payouts, NomuPay, Cryptomus and NOWPayments. | ZenPays advertises 527+ integrated payment methods and providers in its connector directory. |
| Intended users | The site describes use cases including e-commerce, SaaS and subscriptions, marketplaces, gaming, platforms and agencies, and international payments. | The homepage names marketplaces, SaaS, travel, gaming, forex, digital goods, cross-border merchants, and crypto-native businesses as target segments. |
| Product | DeloPay is a payment orchestration platform that connects payment providers and routes transactions to a selected provider. | ZenPays describes itself as a payment orchestration platform for authorization, capture, refunds, payouts, disputes, and settlement across fiat and stablecoin rails. |
| Routing | Smart Routing selects a provider based on cost, recent success rate, capability matching, and business rules. | Its routing engine uses rules and machine learning to optimize for cost, approval, and speed, with cascading retries for soft declines. |
| Security | The privacy policy says data is encrypted in transit and at rest, credentials are hashed with Argon2, and access uses role-based controls. | The security page lists AES-256 encryption at rest, TLS 1.3 in transit, tokenization, audit trails, role-based access, and SSO support. |
| Support | Sales and technical support are offered by email or dashboard tickets, with typical replies under four hours during EU business days. | The site offers demo requests and links to contact its security team, but does not state a support response time or support hours on those pages. |
Plans
DeloPay
- Power$2.25 a month
- High volume$2.75 a month
- Scale$3.25 a month
- Growth$3.50 a month
- Starter$4 a month
- EnterprisePriced on request
In their own words
DeloPay
DeloPay is a payment orchestration platform that connects payment providers and routes transactions to a selected provider. Smart Routing chooses providers using cost, recent success rate, capability matching, and business rules. Merchants can use a hosted iFrame checkout for card input, 3-D Secure, wallets, and crypto; create payment links; use a WooCommerce plugin; or integrate through the REST API. DeloPay lists integrations including Stripe, PayPal, Airwallex, Klarna, Creem, e-Payouts, NomuPay, Cryptomus, and NOWPayments. It offers JavaScript/TypeScript and Java SDKs, while native mobile SDKs are on the roadmap. Subscriptions can be created, paused, resumed, and cancelled through one API when billed through a billing-capable connector such as Stripe Billing or PayPal. Listed rates are 4.00% per transaction for Starter, 3.50% for Growth, 3.25% for Scale, 2.75% for High volume, and 2.25% for Power; there is no monthly plan or setup fee. A free trial is offered, but no free plan is listed.
ZenPays
ZenPays is a payment orchestration platform for businesses using fiat and stablecoin rails. It covers authorization, capture, refunds, payouts, disputes, and settlement, and says it connects more than 300 providers across more than 155 countries. Routing policies can weigh cost, speed, geography, and success rate, with cascading retries for soft declines. Payment features include payment intents, 3DS orchestration, tokenization, payment links, invoicing, multi-currency support, and recurring payments. Risk controls include AI scoring, device and IP intelligence, velocity controls, chargeback attribution, manual-review triggers, and reason codes. Settlement tools include payouts, refunds, reconciliation exports, multi-currency treasury, automated fund sweeping, and stablecoin settlement. Developers get one REST API with provider abstraction, webhooks, idempotency keys, and a sandbox for simulating declines and 3DS flows. Security features include AES-256 encryption at rest, TLS 1.3 in transit, tokenization, audit trails, role-based access, and SSO support. Pricing is disclosed in merchant agreements and requires a demo or coverage discussion.