Digits vs FiNote
Digits
digits.comFiNote
finote.coSide by side
| Figure | Digits | FiNote |
|---|---|---|
| Price from | $65/mo | $9/mo |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| macOS | Yes | — |
| iOS | Yes | Yes |
| Android | — | Yes |
| API | Yes | — |
| Plans published | 3 | 6 |
| Spec score · AI Accounting Software | 8.9 (#3) | 8.1 (#14) |
| Audience | Digits markets its platform to solopreneurs, small businesses, growing companies, startups, and accounting firms. | The site describes FiNote as built for global small businesses and says Starter is for business owners seeking tidy accounting without learning accounting. |
| Product | Digits describes itself as the first AI-native general ledger for business owners and accountants. | FiNote is accounting software with AI assistance for business owners to review journal entries and understand financial reports. |
Plans
FiNote
- TrialFree
- Starter$9 a month
- Business$29 a month
- TrialFree
- Starter$9 a month
- Business$29 a month
In their own words
Digits
Digits is a cloud general ledger for business owners and accountants, combining automated books, month-end close, bill pay, invoicing, and real-time financials. Its AI bookkeeping categorizes transactions, flags items, and provides smart reviews around the clock. The platform supports cash and accrual accounting, journal entry and reconciliation automation, close task management, multi-entity support, and an audit trail. Digits Connect links with more than 12,000 financial institutions, and native integrations include Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon, and Reach Reporting. Bill Pay uses OCR to extract invoice details and supports vendor payments by ACH or check. A Developer API and MCP server can connect the ledger to tools such as ChatGPT and Claude. Digits offers web and API access plus native iPhone and iPad apps. It states that it is SOC 2 Type II compliant and uses revocable API tokens, TLS, and per-secret authenticated envelope encryption. The service is currently limited to U.S.-based businesses using U.S. financial institutions and supports USD only. Essentials costs $65 a month, and a 30-day trial is available.
FiNote
FiNote is accounting software with AI assistance for business owners recording transactions and reviewing financial reports. Users describe business activity in plain language, and FiNote prepares a journal draft with suggested accounts and amounts. Users review those suggestions before a draft becomes part of the books. It supports sales, purchases, operating expenses, payables, receivables and other business transactions. Posted activity can appear in journals, an Income Statement, Trial Balance and Cash Flow Statement. FiNote is available on Android, iOS and the web, and is described as built for global small businesses. Starter is listed at $9.00 per month as a USD reference price for one user and 100,000 AI tokens. Business is $29.00 per month as a USD reference price for up to five users and 500,000 tokens. A free 14-day trial is available, but there is no free plan. The app store shows the final price, billing currency and subscription terms before purchase. FiNote says country-specific tax filing and professional accounting advice are separate needs. Its team invites users to contact support about their workflows and business needs.