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Digits
digits.com
What it is
Digits is a cloud general ledger for business owners and accountants, combining automated books, month-end close, bill pay, invoicing, and real-time financials. Its AI bookkeeping categorizes transactions, flags items, and provides smart reviews around the clock. The platform supports cash and accrual accounting, journal entry and reconciliation automation, close task management, multi-entity support, and an audit trail. Digits Connect links with more than 12,000 financial institutions, and native integrations include Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon, and Reach Reporting. Bill Pay uses OCR to extract invoice details and supports vendor payments by ACH or check. A Developer API and MCP server can connect the ledger to tools such as ChatGPT and Claude. Digits offers web and API access plus native iPhone and iPad apps. It states that it is SOC 2 Type II compliant and uses revocable API tokens, TLS, and per-secret authenticated envelope encryption. The service is currently limited to U.S.-based businesses using U.S. financial institutions and supports USD only. Essentials costs $65 a month, and a 30-day trial is available.
Spec sheet
- What it does
- Digits is an AI-native general ledger combining automated bookkeeping, month-end close, bill pay, invoicing and live financials.Read 21 Oct 2026 · digits.com
- Product
- Digits describes itself as the first AI-native general ledger for business owners and accountants.Read 30 Sep 2026 · digits.com
- Audience
- Digits markets its platform to solopreneurs, small businesses, growing companies, startups, and accounting firms.Read 30 Sep 2026 · digits.com
- API
- Digits Connect API provides programmatic access to its AI-native general ledger through authenticated REST endpoints.Read 21 Oct 2026 · developer.digits.com
- Integrations
- Native integrations include Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon and Reach Reporting, plus more than 12,000 financial institutions through its connections API.Read 21 Oct 2026 · digits.com
- Security
- Digits states that it is SOC 2 Type II compliant and uses revocable API tokens, TLS, and per-secret authenticated envelope encryption.Read 30 Sep 2026 · digits.com
- Accounting methods
- Digits supports both cash and accrual accounting.Read 30 Sep 2026 · digits.com
- Agentic close
- Agentic Close collects documents, books transactions, reconciles, schedules, reviews and produces reports for the close process.Read 21 Oct 2026 · digits.com
- AI bookkeeping
- Its AI categorizes transactions continuously, learns from user corrections and performs bookkeeping around the clock.Read 21 Oct 2026 · digits.com
- API documentation depth
- The developer documentation includes overview, quickstart, authentication, API reference, recipes and machine-readable OpenAPI resources.Read 21 Oct 2026 · developer.digits.com
- Ask Digits
- Ask Digits is a conversational assistant that answers plain-language questions using the live ledger.Read 21 Oct 2026 · digits.com
- Automated schedules
- The platform detects transactions needing accrual or amortization treatment and creates scheduled entries.Read 21 Oct 2026 · digits.com
- Availability limit
- The service officially supports U.S.-based businesses using U.S. financial institutions and USD accounting only.Read 21 Oct 2026 · help.digits.com
- Bank connectivity
- Bank and card connections use Plaid and can reach more than 12,000 institutions.Read 21 Oct 2026 · help.digits.com
- Bill pay
- AI Bill Pay supports dragging in bills, approval workflows and payment tracking.Read 21 Oct 2026 · digits.com
- Company founding and headquarters
- Digits was founded in 2018 by Jeff Seibert and Wayne Chang and is headquartered in San Francisco, California.Read 21 Oct 2026 · crunchbase.com
- Company size
- LinkedIn lists Digits as a privately held software-development company with 51–200 employees.Read 21 Oct 2026 · linkedin.com
- Core capabilities
- The platform combines automated books, month-end close, bill pay, invoicing, and real-time financials in one system.Read 30 Sep 2026 · digits.com
- Currency limit
- Digits does not provide multi-currency accounting, foreign-exchange conversion or FX revaluation.Read 21 Oct 2026 · help.digits.com
- Dashboards
- Users can build dashboards showing KPIs such as revenue, expenses, burn and runway.Read 21 Oct 2026 · digits.com
- Developer access
- Digits provides a Developer API and MCP server for connecting the ledger to tools such as ChatGPT and Claude.Read 30 Sep 2026 · developer.digits.com
- Document vault
- Vault centralizes receipts, statements and contracts in searchable storage.Read 21 Oct 2026 · digits.com
- Encryption
- The security page describes authenticated envelope encryption per organization, encryption at rest and TLS for data in transit.Read 21 Oct 2026 · digits.com
- Financial reporting
- Digits provides continuously updated profit-and-loss, balance-sheet and cash-flow statements with exportable reports.Read 21 Oct 2026 · digits.com
- Funding
- Digits announced a $65 million Series C led by SoftBank in March 2022, bringing reported total funding to $97.5 million.Read 21 Oct 2026 · prnewswire.com
- Integration limit
- The help center says Shopify and non-Gusto payroll systems lack native integrations and require CSV imports or manual journal entries.Read 21 Oct 2026 · help.digits.com
- Integration limits
- Digits does not yet integrate with Shopify and automatically syncs payroll only through Gusto.Read 30 Sep 2026 · help.digits.com
- Invoicing
- The invoicing feature creates, customizes, sends and tracks invoices with payment reminders.Read 21 Oct 2026 · digits.com
- Legal name
- Crunchbase identifies the company as Digits Financial, Inc.Read 21 Oct 2026 · crunchbase.com
- Limit: AI support scope
- The sole Capterra reviewer praises automated custom reports but says the AI chat should better connect users to customer support when it cannot answer.Read 21 Oct 2026 · capterra.com
- Limit: industry workflows
- A G2 reviewer says the product lacks percentage-of-completion, work-in-process and job-phase costing features for trades.Read 21 Oct 2026 · g2.com
- Limit: mobile support experience
- An App Store reviewer reports failed business verification, repeated emails and difficulty getting actionable setup help.Read 21 Oct 2026 · apps.apple.com
- Limit: reports and onboarding
- G2 feedback mentions dashboard limitations, weak onboarding guidance, limited learning resources and inability to export some reports.Read 21 Oct 2026 · g2.com
- MCP
- Digits advertises a free MCP interface that lets compatible AI agents interact with ledger data under the user's permissions.Read 21 Oct 2026 · digits.com
- Mobile
- Digits offers native apps for iPhone and iPad through the App Store.Read 30 Sep 2026 · digits.com
- Mobile system requirements
- The iOS app requires iOS 26 or later; its Mac version requires macOS 27 or later and an Apple M1 chip or newer.Read 21 Oct 2026 · apps.apple.com
- Notable news
- The March 24, 2022 Series C announcement introduced Digits Reports, an interactive real-time reporting product for accountants and finance teams.Read 21 Oct 2026 · prnewswire.com
- Praise: automation and usability
- G2 reviewers repeatedly praise the intuitive interface, automated categorization, schedule creation, faster bookkeeping and responsive human support.Read 21 Oct 2026 · g2.com
- Rating on Apple App Store
- 5.0 out of 5 from 10 ratingsRead 21 Oct 2026 · apps.apple.com
- Rating on Capterra
- 5.0 out of 5 from 1 reviewRead 21 Oct 2026 · capterra.com
- Rating on G2
- 4.9 out of 5 from 8 reviewsRead 21 Oct 2026 · g2.com
- Rating on GetApp
- 5.0 out of 5 from 1 reviewRead 21 Oct 2026 · getapp.com
- Reconciliation
- Digits continuously matches bank, card and payroll activity against the ledger and surfaces exceptions.Read 21 Oct 2026 · digits.com
- SDK and extensibility
- Developer materials provide OpenAPI specifications and a TypeScript SDK, with OAuth-style bearer-token authentication and sandbox access.Read 21 Oct 2026 · developer.digits.com
- Security certification
- Digits states that it is SOC 2 Type II compliant and maintains audited security controls.Read 21 Oct 2026 · digits.com
Plans and prices
Essentials $65 a month $65 /mo Solopreneurs and early-stage businesses · core accounting · AI bookkeeping and reconciliation · bank/payroll connections · bill pay · invoicing · API and MCP Read 21 Oct 2026 · digits.com
Core $100 a month $100 /mo Small businesses and growing companies · Essentials features · dimensional accounting · automated schedules · custom reports and dashboards Read 21 Oct 2026 · digits.com
Pro $250 a month $250 /mo · Coming soon Scaling businesses with internal finance teams · Core features · budget versus actuals · custom reports and dashboards Read 21 Oct 2026 · digits.com
Strong points and limits
Strong points
- Supports cash and accrual accounting.
- Connects with more than 12,000 financial institutions.
- Bill Pay extracts invoice details with OCR.
- Provides a Developer API and MCP server.
- A 30-day trial is available.
Limits
- Currently limited to U.S.-based businesses and institutions.
- Supports USD only.
- Shopify integration is not yet available.
- Automatic payroll syncing is available only through Gusto.
Who it suits
Digits is aimed at solopreneurs, small businesses, growing companies, startups, and accounting firms that need bookkeeping and close tools. Its current availability fits U.S.-based businesses using U.S. financial institutions and USD.
Verdict
Digits combines ledger, bookkeeping, close, and bill-payment capabilities with financial integrations and developer access. Its geographic and currency limits are important for businesses outside the U.S. or working in currencies other than USD.
Where Specifiction places it
- Accounting Automation Software#3 of 389.0
- AI Accounting Software#3 of 328.9
- Accounting & Finance Software#4 of 269.0
