CloseZero
closezero.com
What it is
CloseZero is an AI accounting service for scaling startups, available through web and API. It brings multiple entities and currencies into one ledger, with source documents linked to entries. Its AI categorizes transactions, matches them to documents, and reconciles them against bank statement lines for review. It can extract vendor, amount, date, and tax details from receipts and supplier invoices, attaching the original file as evidence. The service describes a Stripe connection using a restricted key, lists Brex, Wise, Revolut, and HSBC, and accepts CSV or PDF bank statement imports. P&L, balance sheet, cash, burn, and runway reports update as entries arrive. Investor rooms offer scoped read-only access or point-in-time PDF packs, and access can be revoked. Accountants can work in the ledger and auditors can receive read-only seats; CloseZero says it does not replace either professional. The free plan costs nothing and has no time limit or card requirement below $10,000 MRR or $100,000 raised. Documents can be downloaded and a read API is available, but one-click export of the entire ledger is still to be built.
Spec sheet
- What it does
- CloseZero presents itself as AI accounting for scaling startups, using one ledger across entities and currencies with each number linked to its source document.Read 14 Oct 2026 · closezero.com
- Product
- CloseZero describes itself as AI accounting for scaling startups, with one ledger across entities and currencies and source documents linked to entries.Read 7 Oct 2026 · closezero.com
- API
- The Scale plan lists a REST API and OAuth apps, and the pricing page says those are live.Read 14 Oct 2026 · closezero.com
- Integrations
- The site names Stripe, Brex, Wise, Revolut and HSBC and supports CSV or PDF bank-statement imports.Read 14 Oct 2026 · closezero.com
- Support
- Priority support is included in the Scale plan, and the pricing page provides [email protected].Read 14 Oct 2026 · closezero.com
- Accountant and auditor access
- Accountants work in the same ledger, while auditors can receive a read-only seat; CloseZero says it does not replace either professional.Read 7 Oct 2026 · closezero.com
- Accountant workflow
- The maker says accountants work in the same ledger and that CloseZero does not replace accountants or auditors.Read 14 Oct 2026 · closezero.com
- AI bookkeeping
- The AI categorizes transactions, matches them to supporting documents and leaves exceptions for user review.Read 14 Oct 2026 · closezero.com
- Auditor access
- Auditors can receive read-only access to entries, evidence and reconciled statements.Read 14 Oct 2026 · closezero.com
- Bank reconciliation
- Stripe transactions can be connected with a restricted key, while bank statements can be imported as CSV or PDF and matched line by line.Read 14 Oct 2026 · closezero.com
- Bills
- Supplier bills can be recorded, approved and marked paid, with amounts due tracked.Read 14 Oct 2026 · closezero.com
- Bookkeeping
- The AI categorizes transactions, matches them to documents, and reconciles them against bank statement lines for the user to review.Read 7 Oct 2026 · closezero.com
- China status
- China support is labeled beta, while local CAS books, domestic archiving and Golden Tax fapiao workflows remain with the customer’s existing process.Read 14 Oct 2026 · closezero.com
- Continuous close
- P&L, balance sheet, cash, burn and runway figures update as entries arrive, with the stated goal of closing the month by its end.Read 14 Oct 2026 · closezero.com
- Data export
- The pricing page says documents are downloadable and a read API is available, while one-click export of the entire ledger is still to be built.Read 7 Oct 2026 · closezero.com
- Data portability
- Documents are downloadable and a read API covers entities, but one-click export of the complete ledger is still to be built.Read 14 Oct 2026 · closezero.com
- Document capture
- The AI extracts vendor, amount, date, and tax details from receipts and supplier invoices and attaches the source file as evidence.Read 7 Oct 2026 · closezero.com
- Germany status
- German VAT and group consolidation are labeled beta; DATEV export and German statutory report layouts are on the roadmap.Read 14 Oct 2026 · closezero.com
- Human review requirement
- The workflow requires users to confirm AI-booked entries and review exceptions.Read 14 Oct 2026 · closezero.com
- Independent platform listing
- EZToolset lists CloseZero as running on the web and through an API.Read 14 Oct 2026 · eztoolset.com
- Independent pricing observation
- EZToolset describes CloseZero as having a free plan with paid pricing not yet published.Read 14 Oct 2026 · eztoolset.com
- Independent score
- EZToolset rates CloseZero 7.7 out of 10 and ranks it first in its accounting-automation list.Read 14 Oct 2026 · eztoolset.com
- Investor rooms
- Investor access can be full, scoped to selected entities and periods, or delivered as a point-in-time PDF pack, and can be revoked.Read 14 Oct 2026 · closezero.com
- Invoicing
- The product supports quotes, invoices, credit notes and recurring invoices with per-entity numbering, local tax rates and Swiss QR bills.Read 14 Oct 2026 · closezero.com
- Licence
- The opened official pages do not identify an open-source licence or publish source code.Read 14 Oct 2026 · closezero.com
- Limit: ledger export
- EZToolset identifies the missing one-click full-ledger export as a limitation.Read 14 Oct 2026 · eztoolset.com
- Limit: regional gaps
- EZToolset notes that German DATEV support remains on the roadmap and some regional capabilities are beta.Read 14 Oct 2026 · eztoolset.com
- Maker identity
- The opened official pages identify the product as CloseZero but do not state a legal company name, headquarters or founding year.Read 14 Oct 2026 · closezero.com
- Markets
- The site describes US GAAP consolidation, Hong Kong audit support, Swiss VAT and QR-bill invoicing, and Germany and China capabilities labeled beta.Read 7 Oct 2026 · closezero.com
- Multi-entity accounting
- CloseZero keeps each entity on local books while presenting a consolidated group view across entities and currencies.Read 14 Oct 2026 · closezero.com
- Notable limits
- The site says German DATEV export and statutory report layouts are on the roadmap, while local Chinese CAS books, domestic archiving, and Golden Tax fapiao workflows remain with the customer's accounting process.Read 7 Oct 2026 · closezero.com
- Praise: consolidated ledger
- EZToolset praises the single ledger spanning multiple entities and currencies.Read 14 Oct 2026 · eztoolset.com
- Praise: evidence linking
- EZToolset highlights transaction matching to source documents and bank lines as a benefit.Read 14 Oct 2026 · eztoolset.com
- Praise: free access
- EZToolset highlights the no-cost plan as a major advantage for qualifying startups.Read 14 Oct 2026 · eztoolset.com
- Pricing threshold
- The free plan has no time limit or card requirement and applies below $10,000 MRR or $100,000 raised; accountants, auditors, and investors do not pay on any plan.Read 7 Oct 2026 · closezero.com
- Receipt extraction
- Uploaded receipts and supplier invoices are read for vendor, amount, date and tax, with the file attached as evidence.Read 14 Oct 2026 · closezero.com
- Regional coverage
- Official country material describes US GAAP consolidation, Hong Kong audit support and Swiss VAT with QR-bill invoicing.Read 14 Oct 2026 · closezero.com
- Reporting
- Available reports include P&L, balance sheet, cash flow, trial balance, general ledger, aged receivables and payables, and budget versus actual.Read 14 Oct 2026 · closezero.com
- Security and privacy
- The privacy policy says data is used to provide CloseZero, is not sold or used for advertising, and access is limited to the user and invited people according to their roles; the policy is marked a draft to be finalized with counsel before launch.Read 7 Oct 2026 · closezero.com
- Security status
- SOC 2-backed enterprise sharing is listed for Scale, but the page says SOC 2 is not yet live.Read 14 Oct 2026 · closezero.com
- Self-hosting
- The opened official pages describe web access and an API but do not state that self-hosting is available.Read 14 Oct 2026 · closezero.com
- Sharing
- Investor rooms provide read-only access that can be scoped to entities and periods or shared as a point-in-time PDF pack, and can be revoked.Read 7 Oct 2026 · closezero.com
- Tax
- VAT and sales-tax returns can be prepared by period with drill-down to underlying entries and CSV or PDF export.Read 14 Oct 2026 · closezero.com
Plans and prices
Strong points and limits
Strong points
- Free plan has no time limit or card requirement.
- Ledger supports multiple entities and currencies.
- Reports update as entries arrive.
- Investor access can be scoped or revoked.
- Documents are downloadable and a read API is available.
Limits
- Free plan applies only below stated thresholds.
- One-click full-ledger export is still to be built.
- German DATEV export and statutory layouts are on the roadmap.
- Privacy policy is marked as a draft.
Who it suits
It suits startups seeking shared accounting across entities and currencies, with document-linked entries and investor reporting. The free plan applies below $10,000 MRR or $100,000 raised.
Verdict
CloseZero combines reviewed AI bookkeeping, multi-entity reporting, and controlled investor sharing. Check the free-plan thresholds and export limitations, and note that some regional features are beta or not yet built.
Where Specifiction places it
- Accounting Automation Software#9 of 388.6
- AI Accounting Software#9 of 328.5