Digits vs Puzzle
Digits
digits.com
Puzzle
puzzle.ioSide by side
| Figure | Digits | Puzzle |
|---|---|---|
| Price from | $65/mo | $30/mo |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| macOS | Yes | — |
| iOS | Yes | — |
| API | Yes | Yes |
| Plans published | 3 | 12 |
| Spec score · AI Accounting Software | 8.9 (#3) | 8.5 (#10) |
| Spec score · Accounting & Finance Software | 9.0 (#4) | 8.4 (#13) |
| Financial reporting | Digits provides continuously updated profit-and-loss, balance-sheet and cash-flow statements with exportable reports. | Puzzle provides auto-drafted financial statements, a general ledger, chart-of-accounts controls, period locking and downloadable reports. |
| Funding | Digits announced a $65 million Series C led by SoftBank in March 2022, bringing reported total funding to $97.5 million. | General Catalyst announced a $15 million Series A for Puzzle in February 2023 and said total funding then reached $20 million. |
| Integrations | Native integrations include Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon and Reach Reporting, plus more than 12,000 financial institutions through its connections API. | Supported connections include Stripe, Mercury, Brex, Ramp, Gusto, Rippling, Deel, Central, Bill.com, Plaid and Joiin. |
| Product | Digits describes itself as the first AI-native general ledger for business owners and accountants. | Puzzle describes itself as AI-powered accounting software with a modern general ledger and real-time financials. |
| Security | Digits states that it is SOC 2 Type II compliant and uses revocable API tokens, TLS, and per-secret authenticated envelope encryption. | Puzzle says its data is encrypted using AES 256-bit encryption and its data integrations are read-only. |
| What it does | Digits is an AI-native general ledger combining automated bookkeeping, month-end close, bill pay, invoicing and live financials. | Puzzle is an AI-native accounting platform that maintains real-time financials and startup metrics from connected financial data. |
Plans
Puzzle
- R&D Study$1.50, paid once
- Starter$30 a month
- Core$72 a month
- Complete$120 a month
- Migration$149, paid once
- Migration add-on$149, paid once
- Core + Expert Reviewed Bookkeeping$171 a month
- Expert Reviewed service$171 a month
- Catch-up bookkeeping$300 a month
- Catch-up bookkeeping add-on$300 a month
In their own words
Digits
Digits is a cloud general ledger for business owners and accountants, combining automated books, month-end close, bill pay, invoicing, and real-time financials. Its AI bookkeeping categorizes transactions, flags items, and provides smart reviews around the clock. The platform supports cash and accrual accounting, journal entry and reconciliation automation, close task management, multi-entity support, and an audit trail. Digits Connect links with more than 12,000 financial institutions, and native integrations include Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon, and Reach Reporting. Bill Pay uses OCR to extract invoice details and supports vendor payments by ACH or check. A Developer API and MCP server can connect the ledger to tools such as ChatGPT and Claude. Digits offers web and API access plus native iPhone and iPad apps. It states that it is SOC 2 Type II compliant and uses revocable API tokens, TLS, and per-secret authenticated envelope encryption. The service is currently limited to U.S.-based businesses using U.S. financial institutions and supports USD only. Essentials costs $65 a month, and a 30-day trial is available.
Puzzle
Puzzle is AI-powered accounting software built around a general ledger and real-time financials. It supports cash and accrual accounting from the same underlying ledger. Puzzle Chat answers business questions in plain English, while Cowork can match invoices to payments and find subscriptions for review. AI agents can categorize transactions, reconcile accounts, and flag exceptions; users can review and edit these actions before financial statements are finalized. The listed integrations include Stripe, Ramp, Brex, Mercury, Gusto, Rippling, Deel, Meow, Causal, Runway, Bill.com, Central, MyRunwayHealth, and Joiin. Puzzle says integrations are read-only, data is encrypted using AES 256-bit encryption, and customers own their data. The company also states it is SOC 2 compliant, with role-based access, encryption in transit and at rest, and audit traceability for user activity and approvals. Puzzle is designed for startups and small and medium businesses, with services described as scaling from pre-seed to Series B. Customers can buy software alone or pair it with bookkeeping services. Starter costs $30 a month; there is no free plan, and a 14-day trial is listed.