Digits vs WISO Business

Digits is a cloud general ledger for business owners and accountants, combining automated books, month-end close, bill pay, invoicing, and real-time financials. Its AI bookkeeping categorizes transactions, flags items, and provides smart reviews around the clock. The platform supports cash and accrual accounting, journal entry and reconciliation automation, close task management, multi-entity support, and an audit trail. Digits Connect links with more than 12,000 financial institutions, and native integrations include Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon, and Reach Reporting. Bill Pay uses OCR to extract invoice details and supports vendor payments by ACH or check. A Developer API and MCP server can connect the ledger to tools such as ChatGPT and Claude. Digits offers web and API access plus native iPhone and iPad apps. It states that it is SOC 2 Type II compliant and uses revocable API tokens, TLS, and per-secret authenticated envelope encryption. The service is currently limited to U.S.-based businesses using U.S. financial institutions and supports USD only. Essentials costs $65 a month, and a 30-day trial is available.

WISO Business is cloud-based software for invoices, payments, and handling income and expenses for tax returns. Its Gratis starten plan is permanently free and includes unlimited classic and electronic invoices, receipt scanning with a digital archive, online payments in invoices, and a real-time business overview. Paid plans add the listed tax functions: transferring income and expenses into a tax return, online tax submission, and a pre-check. Upgrade für WISO Steuer-Nutzer costs €63 per year, while Komplettpaket: WISO Business + WISO Steuer costs €99 per year. Both paid plans include the free plan features and the same stated tax functions. Reconciliation automation and an audit trail are also listed. WISO Business is available on Android, iOS, and the web. The choice between the two paid plans therefore comes with different annual prices, while their described included features match.