Digits vs Zeni
Digits
digits.comZeni
zeni.aiSide by side
| Figure | Digits | Zeni |
|---|---|---|
| Price from | $65/mo | $199/mo |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| macOS | Yes | — |
| iOS | Yes | — |
| API | Yes | — |
| Plans published | 3 | 9 |
| Spec score · AI Accounting Software | 8.9 (#3) | 7.0 (#26) |
| Financial reporting | Digits provides continuously updated profit-and-loss, balance-sheet and cash-flow statements with exportable reports. | The bookkeeping platform provides real-time financial insights and automatically updated Profit and Loss, Balance Sheet, and Cash Flow reports. |
| Integrations | Native integrations include Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon and Reach Reporting, plus more than 12,000 financial institutions through its connections API. | The pricing page lists QBO Pro, Avalara, Plaid, Stripe, PayPal, and Square as API integrations. |
| Product | Digits describes itself as the first AI-native general ledger for business owners and accountants. | Zeni describes itself as AI bookkeeping and accounting software powered by an AI Accountant Agent and AI CFO Agent. |
| Security | Digits states that it is SOC 2 Type II compliant and uses revocable API tokens, TLS, and per-secret authenticated envelope encryption. | Zeni says customer data is encrypted at rest using 256-bit AES and network connections use 256-bit SSL/TLS encryption. |
Plans
Zeni
- Payroll Manager Service$199 a month
- Starter$494 a month
- Growth$719 a month
- CFO Lite$1,599 a month
- Tax Starter$2,499 a year
- CFO Premium$2,990 a month
- Tax Growth$3,899 a year
- Enterprise$4,990 a month
- Tax EnterprisePriced on request
In their own words
Digits
Digits is a cloud general ledger for business owners and accountants, combining automated books, month-end close, bill pay, invoicing, and real-time financials. Its AI bookkeeping categorizes transactions, flags items, and provides smart reviews around the clock. The platform supports cash and accrual accounting, journal entry and reconciliation automation, close task management, multi-entity support, and an audit trail. Digits Connect links with more than 12,000 financial institutions, and native integrations include Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon, and Reach Reporting. Bill Pay uses OCR to extract invoice details and supports vendor payments by ACH or check. A Developer API and MCP server can connect the ledger to tools such as ChatGPT and Claude. Digits offers web and API access plus native iPhone and iPad apps. It states that it is SOC 2 Type II compliant and uses revocable API tokens, TLS, and per-secret authenticated envelope encryption. The service is currently limited to U.S.-based businesses using U.S. financial institutions and supports USD only. Essentials costs $65 a month, and a 30-day trial is available.