DISH Payment Solutions vs Paybyrd

DISH Payment Solutions provides restaurants with cashless payment hardware, software, and processing through DISH Pay. Payment options include card readers, contactless Tap to Pay, QR codes, and online payments. Terminals can integrate with DISH POS, and some can operate without a POS connection. The service includes cashless tipping, regular payouts, centralized transaction visibility, and customizable receipts on some terminals; customers can view transactions and refunds in the DISH Pay Dashboard. Connectivity depends on the device: the V400c Plus supports Wi-Fi, Ethernet, or Bluetooth, while the S1F2 can switch between Wi-Fi and a SIM network. QR payments require an active DISH POS system and do not apply to DISH POS Lite. Customers must complete verification with the payment provider, and transaction fees start at 1,89% of the transaction amount and vary by card type. Hardware is available for rental or purchase, with listed purchase options from €22,000 as a one-time purchase purchase, excl. VAT. DISH states its information security management system is ISO 27001:2022 certified.

Paybyrd provides a payment platform for online checkout, in-person POS, and payment links. It supports more than 20 payment methods, 192+ currencies, and 40+ countries. Checkout can be hosted or white-label, and POS terminals are listed from €11/mo. Paybyrd says its multi-acquirer routing directs transactions to an acquirer likely to approve them. Integrations include WooCommerce, Magento, Shopify, PrestaShop, SAP, Oracle, and Host PMS. Developers can use a REST API, SDKs, pre-built plugins, webhooks, and a free sandbox. Paybyrd states that it is PCI DSS Level 1 certified and includes 3-D Secure 2.x in remote card flows. Its security page says ISO/IEC 27001 certification is in progress and the SOC 2 Type II report is in preparation. The Essential plan has no monthly fee and charges per online card transaction, with a rate that drops to 0.99% at €80K monthly volume. Pricing fees are in EUR excluding applicable taxes. Paybyrd presents solutions for airlines, retail, hospitality, restaurants, marketplaces, and transport businesses.