Ditch vs FinEase Advocate Portal
Ditch
ditch.ioFinEase Advocate Portal
financialease.com.auSide by side
| Figure | Ditch | FinEase Advocate Portal |
|---|---|---|
| Price from | $3.99/mo | $59/mo |
| Free plan | — | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | — | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | — | Yes |
| Plans published | 3 | 3 |
| Spec score · Debt Management Software | 7.9 (#11) | 8.6 (#3) |
| Headquarters | Atlanta, Georgia, United States | Brisbane, Queensland, Australia |
| Purpose | Ditch sends round-ups from purchases toward debt to help users pay it off faster. | FinEase Advocate Portal helps financial counsellors and consumer advocates manage clients’ hardship cases across lenders in one shared workspace. |
| Support | Support options listed by plan range from basic chat and email to premium chat and phone support, and the site also offers a contact page. | Terms specify email support during Australian business hours, 9am–5pm AEST Monday to Friday. |
Plans
FinEase Advocate Portal
- InvitedFree
- Solo$59 a month
- PracticePriced on request
In their own words
Ditch
Ditch directs purchase round-ups toward a selected debt, with additional options for percentages or smart payoff settings. Users set a trigger amount, such as $25; once round-ups reach it, funds are pulled and sent toward that debt. The app also offers debt-focused budgeting, manual budgeting, transaction reviews, a consolidated debt dashboard and personalized debt insights. Ditch says it connects to accounts from thousands of banking institutions, with 96%+ coverage. Before withdrawing, it checks the account balance and says it will not take funds if the balance is insufficient; the overdraft protection setting has a $100 minimum. Dani, an AI personal finance assistant, is included with Pro. The app is available on Android and iOS. Plan details list Basic at $3.99 a month, Plus at $9.99 a month and Pro at $15.99 a month, all billed monthly. The pricing note also says from $12.99/mo and gives a 7-day trial. The site says round-ups currently go toward debt; savings support is being explored but is not available now. Ditch Technologies, Inc. is based in Atlanta, Georgia.
FinEase Advocate Portal
FinEase Advocate Portal helps financial counsellors and consumer advocates manage clients’ hardship cases with lenders in a shared workspace. A single dashboard displays cases across lenders, and advocates can connect with FinEase lenders and submit applications for clients. The portal tracks each case’s response deadline and alerts users as dates approach. Case files hold communications, documents, decisions, and notes in a searchable location; messages sent and received through the platform are timestamped and stored. Reporting covers outcomes, response times, and lender performance. Users must register their practice and verify their credentials as a financial counsellor or consumer advocate before full access. The service is described as Australian-hosted. The free Invited plan includes single-lender access and 1 GB of storage. Special pricing is offered to registered NFPs and community organisations, subject to contacting the vendor.