| Price from | $12/mo | €4.92/mo |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| API | — | Yes |
| Self-hosted | — | Yes |
| Plans published | 3 | 7 |
| Spec score · Personal Finance Software | 8.8 (#12) | 8.8 (#15) |
| Account sync | both | both |
| AI | Browser-based machine learning categorizes transactions locally, and the site says no data leaves the device for this feature. | The AI assistant can answer questions about budget data and move money between categories using text requests. |
| Budgeting tools | Yes | Yes |
| Crypto | It tracks DeFi positions, staking rewards, and crypto transactions across multiple chains. | Crypto tracking uses CoinGecko prices with a five-minute refresh target and retains the latest cached quote if refresh fails. |
| Free plan | Yes | Yes |
| Net-worth tracking | Yes | Yes |
| Privacy | The site says financial data stays on the user's machine, with no cloud accounts, data sharing, or tracking. | The hosted service says it does not sell data, show advertising, or use financial data to train machine-learning models. |
| Report export | Yes | Yes |
| Support | Users can start a discussion on GitHub to ask questions or report issues, suggest features, and submit pull requests. | The maker provides a GitHub bug-report link and lists an email address for privacy and data requests. |