Skip to content
SPECIFICTION
Get listed

dLedger vs Trout

dLedger

dledger.com

Trout

trout.money

Side by side

FiguredLedgerTrout
Price from$12/mo€4.92/mo
Free planYesYes
Free trial—Yes
Open source——
WebYesYes
WindowsYes—
macOSYes—
LinuxYes—
API—Yes
Self-hosted—Yes
Plans published37
Spec score · Personal Finance Software8.8 (#12)8.8 (#15)
Account syncbothboth
AIBrowser-based machine learning categorizes transactions locally, and the site says no data leaves the device for this feature.The AI assistant can answer questions about budget data and move money between categories using text requests.
Budgeting toolsYesYes
CryptoIt tracks DeFi positions, staking rewards, and crypto transactions across multiple chains.Crypto tracking uses CoinGecko prices with a five-minute refresh target and retains the latest cached quote if refresh fails.
Free planYesYes
Net-worth trackingYesYes
PrivacyThe site says financial data stays on the user's machine, with no cloud accounts, data sharing, or tracking.The hosted service says it does not sell data, show advertising, or use financial data to train machine-learning models.
Report exportYesYes
SupportUsers can start a discussion on GitHub to ask questions or report issues, suggest features, and submit pull requests.The maker provides a GitHub bug-report link and lists an email address for privacy and data requests.

Plans

dLedger

  • FreeFree
  • Pro$12 a month
  • FreePrice not published

dLedger pricing →

Trout

  • FreeFree
  • Hosted Monthly€7 a month
  • Hosted Annual€59 a year
  • Manual budgetingFree
  • Self-hostedFree
  • Hosted monthly€7 a month
  • Hosted annual€59 a year

Trout pricing →

In their own words

dLedger

dLedger has no write-up on Specifiction yet; its figures are above.

Visit dledger.com

Trout

Trout has no write-up on Specifiction yet; its figures are above.

Visit trout.money