DOKU vs Paystack
DOKU
doku.comPaystack
paystack.comSide by side
| Figure | DOKU | Paystack |
|---|---|---|
| Price from | Free | 1 NGN/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 17 | 10 |
| Spec score · Payment Gateways | 9.1 (#1) | 8.7 (#9) |
| Headquarters | Artha Graha Building 11th Floor, Jl. Jend. Sudirman Kav. 52-53, Jakarta 12190, Indonesia | Lagos, Nigeria |
| Integrations | DOKU’s plugin works with Magento, WooCommerce, and Shopify, and its pricing page lists a 0,2% platform fee in addition to payment-method fees. | Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms. |
| Payment methods | DOKU says one registration connects a business to more than 45 payment methods. | Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. |
| Rating on G2 | 0 out of 5 from 0 ratings | 4.1 out of 5 from 9 reviews |
| Rating on Gartner Peer Insights | 4.1 out of 5 from 12 ratings | 4.2 out of 5 from 4 reviews |
| Security | DOKU states that it uses AES 256 encryption and has PCI DSS certification with periodic audits. | Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified. |
| Support | DOKU advertises responsive help through multiple communication channels and provides consumer support by phone and email. | Paystack says its Customer Success team is available around the clock. |
| What it does | DOKU provides payment acceptance, payouts and wallet-as-a-service products for businesses. | Paystack is a payment service provider for African businesses supporting online and in-person payments. |
Plans
DOKU
- Digital CatalogFree
- DOKU PluginFree
- Payment LinkFree
- Payment LinkFree
- PluginsFree
- QRIS0.70 IDR, paid once
- E-wallets1.50 IDR, paid once
- Card payments2.80 IDR, paid once
- Bank account validation500 IDR, paid once
- Bank Account Validation500 IDR, paid once
Paystack
- AccountFree
- Paystack transaction pricing (Nigeria)Free
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
- Nigeria transfers NGN 5,001–50,00025 NGN a month
- Nigeria transfers above NGN 50,00050 NGN a month
- Test SmartPeak P1000 terminal85,000 NGN, paid once
- Live SmartPeak P1000 terminal100,000 NGN, paid once
In their own words
DOKU
DOKU provides payment acceptance, payouts, and wallet services connecting businesses with consumers. One registration gives a business access to more than 45 payment methods. Its checkout uses one integration for multiple methods and allows customers to switch payment methods without cancelling a transaction. Businesses can create payment links or digital invoices from the dashboard or Juragan DOKU app and share them through social media, chat, or email. A digital catalog supports product details, checkout, shipping, and real-time order processing. DOKU’s plugin works with Magento, WooCommerce, and Shopify; the listed platform fee is 0,2% in addition to payment-method fees. Developers can use ready-made payment pages or full integrations, with an API reference and sandbox available. DOKU says it uses AES 256 encryption and has PCI DSS certification with periodic audits. It also states that it is Bank Indonesia PJP Level 1 licensed for payment gateway, remittance, e-money, e-wallet, and QRIS services. Payment fees apply to successful transactions, and prices exclude VAT. Founded in 2007, DOKU is headquartered in Jakarta and describes serving businesses from SMEs to enterprises, including local and international businesses.
Paystack
Paystack helps businesses in Africa accept online and in-person payments from customers around the world. Listed channels include cards, bank accounts and transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. Its APIs support one-time and recurring payments through an app or website, instant transfers, and customer identity verification. The dashboard provides reporting, alerts, exports, transaction reports, customer search, and purchase insights. Listed integrations include WooCommerce, Shopify, Chargebee, Zapier, Wix, and Xero; developer materials include an API and SDKs for Android, iOS, and Flutter. Paystack says its automated and manual fraud systems help protect against fraudulent transactions and related chargeback claims. It states that it is PCI DSS Level 1, ISO 27001:2022, and ISO 27701 certified. The pricing page lists no subscription, integration, or maintenance fee, but transaction fees apply. In Nigeria, local transactions cost 1.5% plus NGN 100; that NGN 100 is waived under NGN 2,500, with local fees capped at NGN 2,000. Automatic settlement is free and generally reaches the merchant's bank account the next working day.