DPO Pay vs Paystack
DPO Pay
dpogroup.comPaystack
paystack.comSide by side
| Figure | DPO Pay | Paystack |
|---|---|---|
| Price from | — | 1 NGN/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 10 |
| Spec score · Payment Gateways | 7.8 (#24) | 8.7 (#9) |
| Fraud protection | Its risk systems monitor live transactions against global negative card data and operate around the clock. | Paystack says automated and manual fraud systems help protect against fraudulent transactions and related chargeback claims. |
| Headquarters | Dublin, Ireland | Lagos, Nigeria |
| Integrations | The maker lists plugins or integrations for WooCommerce, Shopify, PrestaShop, Wix, Magento, Gravity Forms, Ecwid, OpenCart, GAAP, Xero, nopCommerce, WHMCS, and Odoo. | Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms. |
| Payment methods | It supports credit and debit cards, mobile money, bank transfers, and other payment methods. | Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. |
| Recurring payments | Batched card transactions let merchants submit a file for bulk processing of recurring or subscription payments. | Its APIs let businesses collect one-time and recurring payments from an app or website. |
| Security | The company says it holds PCI DSS Level 1 certification and is GDPR compliant in every country where it operates. | Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified. |
| Support | The company offers merchant support through email and website live chat. | Paystack says its Customer Success team is available around the clock. |
| What it does | DPO Pay provides businesses with online payment processing for credit and debit cards, mobile money, and other payment methods. | Paystack is a payment service provider for African businesses supporting online and in-person payments. |
| Who it serves | The company says its payment gateway serves small and medium-sized businesses as well as enterprises. | Paystack describes its customers as businesses ranging from startups and entrepreneurs to large corporations and global brands operating in or serving Africa. |
Plans
Paystack
- AccountFree
- Paystack transaction pricing (Nigeria)Free
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
- Nigeria transfers NGN 5,001–50,00025 NGN a month
- Nigeria transfers above NGN 50,00050 NGN a month
- Test SmartPeak P1000 terminal85,000 NGN, paid once
- Live SmartPeak P1000 terminal100,000 NGN, paid once
In their own words
Paystack
Paystack helps businesses in Africa accept online and in-person payments from customers around the world. Listed channels include cards, bank accounts and transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. Its APIs support one-time and recurring payments through an app or website, instant transfers, and customer identity verification. The dashboard provides reporting, alerts, exports, transaction reports, customer search, and purchase insights. Listed integrations include WooCommerce, Shopify, Chargebee, Zapier, Wix, and Xero; developer materials include an API and SDKs for Android, iOS, and Flutter. Paystack says its automated and manual fraud systems help protect against fraudulent transactions and related chargeback claims. It states that it is PCI DSS Level 1, ISO 27001:2022, and ISO 27701 certified. The pricing page lists no subscription, integration, or maintenance fee, but transaction fees apply. In Nigeria, local transactions cost 1.5% plus NGN 100; that NGN 100 is waived under NGN 2,500, with local fees capped at NGN 2,000. Automatic settlement is free and generally reaches the merchant's bank account the next working day.