Emburse Spend vs Soldo

Emburse Spend is a spend management platform for small and growing businesses, covering card expenses, reimbursements, receipts, approvals, and reconciliation. It checks expenses against company rules, routes approvals, and can flag or block spending under configured policies. AI extracts receipt details and matches receipts to transactions. Businesses can connect existing cards and, through eligible programs, issue virtual cards with spending limits, expiry dates, merchant controls, and category controls. Accounting connections include QuickBooks, NetSuite, Sage Intacct, and Xero, with customizable exports for other accounting systems. The product also connects with Salesforce and Slack and syncs receipts from Amazon Business and Uber. Its iOS and Android apps support receipt capture, expense completion and submission, approvals, and card management. Basic costs $8 a month, billed per user/month, and includes ACH reimbursements up to 50. Plus costs $12 a month, billed per user/month, with unlimited ACH reimbursements. Custom pricing is on request. Companies based in the United States and Australia can use the product in English. Very small organizations may qualify for a 30-day free trial after completing an eligibility form. All plans include 24/7 online support access and the Emburse Help Center.

Soldo combines business cards, software, a mobile app, and payment options to help companies manage spending. Finance teams can set budgets, spending limits, approval rules, and real-time alerts before funds leave the account. Employees can use Soldo cards and the app to capture receipts, attach them to transactions, and add notes, categories, and tax rates. Businesses use it for travel and expenses, team budgets, and unpredictable spending. Soldo lists integrations with SAP Concur, Xero, Sage Accounting, QuickBooks, DATEV, Exact Online, FreshBooks, and NetSuite, alongside custom integrations through its API or Professional Services team. The Soldo Business API is also available. Standard includes one wallet, three users, three cards, and up to 20 outbound transfers per month; Plus includes three wallets and up to 30 transfers per month. Unlimited has unlimited wallets, users, cards, and outbound transfers, with a price on request. Soldo runs on web, Android, iOS, and API. It offers a 30-day trial but no free plan; some services may incur additional fees.