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Emburse Spend

emburse.com

From $8/mo Free trial WebiOSAndroidAPI
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Spec score 9.0 #2 of 23 in Corporate Card Software

What it is

Emburse Spend is a spend management platform for small and growing businesses, covering card expenses, reimbursements, receipts, approvals, and reconciliation. It checks expenses against company rules, routes approvals, and can flag or block spending under configured policies. AI extracts receipt details and matches receipts to transactions. Businesses can connect existing cards and, through eligible programs, issue virtual cards with spending limits, expiry dates, merchant controls, and category controls. Accounting connections include QuickBooks, NetSuite, Sage Intacct, and Xero, with customizable exports for other accounting systems. The product also connects with Salesforce and Slack and syncs receipts from Amazon Business and Uber. Its iOS and Android apps support receipt capture, expense completion and submission, approvals, and card management. Basic costs $8 a month, billed per user/month, and includes ACH reimbursements up to 50. Plus costs $12 a month, billed per user/month, with unlimited ACH reimbursements. Custom pricing is on request. Companies based in the United States and Australia can use the product in English. Very small organizations may qualify for a 30-day free trial after completing an eligibility form. All plans include 24/7 online support access and the Emburse Help Center.

Spec sheet

What it does
Emburse Spend is cloud software for SMB expense, card-spend, receipt, approval, reimbursement and accounting workflows.Read 21 Oct 2026 · emburse.com
Purpose
Emburse Spend is a spend management platform for small and growing businesses that manages card spend, reimbursements, receipts, and approvals.Read 3 Oct 2026 · emburse.com
Trial
Very small organizations may qualify for a 30-day free trial after completing an eligibility form.Read 3 Oct 2026 · emburse.com
Integrations
Native integrations are listed for NetSuite, Sage Intacct, QuickBooks Online/Desktop, Xero and Salesforce.Read 21 Oct 2026 · emburse.com
Mobile apps
The mobile app supports receipt capture, expense completion and submission, approvals, and card management, and is available on iOS and Android.Read 3 Oct 2026 · emburse.com
Security
Emburse Spend states that it completed an independent SSAE 18 / SOC 1 Type II examination and transmits application data over a 256-bit encrypted SSL channel.Read 3 Oct 2026 · emburse.com
Support
Every plan includes 24/7 online support access and the Emburse Help Center.Read 21 Oct 2026 · emburse.com
Headquarters
Addison, Texas, United StatesRead 28 Sep 2026 · emburse.com
Founded
2015Read 28 Sep 2026 · emburse.com
Accounting integrations
The product lists native integrations with QuickBooks, NetSuite, Sage Intacct, and Xero, plus customizable exports for other accounting systems.Read 3 Oct 2026 · emburse.com
API access
The Spend API uses REST and JSON with OAuth 2.0 and can manage members, fields and receipt uploads; access is limited to partners and Plus or enterprise customers.Read 21 Oct 2026 · help.spend.emburse.com
API extensibility
Emburse Cards API documentation describes app registration, OAuth2 tokens, JSON requests and accountant, admin and SCIM privileges.Read 21 Oct 2026 · cards.emburse.com
Availability limit
The current pricing page says Spend is English-only and available to companies in the United States and Australia.Read 21 Oct 2026 · emburse.com
Browser requirements
Supported browsers are current Chrome, Internet Explorer 11, Edge, Safari for Mac and Firefox; mobile web browsers are unsupported.Read 21 Oct 2026 · help.spend.emburse.com
Business integrations
Emburse Spend connects with Salesforce and Slack and automatically syncs receipts from Amazon Business and Uber.Read 3 Oct 2026 · emburse.com
Card reconciliation
Existing business cards can be connected so transactions, receipts, coding and explanations are reconciled continuously.Read 21 Oct 2026 · emburse.com
Cards
Businesses can connect existing cards and issue virtual cards through eligible programs with spending limits, expiry dates, merchant controls, and category controls.Read 3 Oct 2026 · emburse.com
Company scale
Emburse’s company page reports more than 12 million users, 200-plus countries, 18,000 customers, over $65 billion processed annually and more than 850 employees.Read 21 Oct 2026 · emburse.com
Data protection
Application data uses 256-bit SSL transmission, Amazon RDS/S3 storage and a minimum seven-year retention period.Read 21 Oct 2026 · emburse.com
Data retention
The security page says application data is backed up and stored for a minimum of seven years.Read 3 Oct 2026 · emburse.com
Deployment model
An Emburse SOC report describes Abacus and Emburse Spend as cloud SaaS applications hosted using Amazon Web Services.Read 21 Oct 2026 · emburse.pactsafe.io
Expense controls
It checks expenses against company rules, routes approvals, and can flag or block expenses based on configured policies.Read 3 Oct 2026 · emburse.com
Founded and headquarters
G2 lists Emburse as founded in 2015 and headquartered in Dallas, Texas.Read 21 Oct 2026 · g2.com
Intended customer
Emburse Spend is designed for growing organizations with lean finance teams seeking to manage card expenses, reimbursements, receipts, approvals, and reconciliation.Read 3 Oct 2026 · emburse.com
Legal owner
Crunchbase lists the legal name as Emburse, Inc., a private for-profit company acquired by Chrome River Technologies.Read 21 Oct 2026 · crunchbase.com
Limit: authentication and syncing
G2’s review summary reports frustration with mandatory two-factor authentication, unintuitive workflows and delayed transaction syncing.Read 21 Oct 2026 · g2.com
Limit: dashboards and integrations
GetApp reviewers mention occasional integration problems and want more dashboard capabilities; some find the visual design basic.Read 21 Oct 2026 · getapp.com
Limit: mobile experience
A Gartner reviewer describes setup as cumbersome, an outdated mobile experience and receipt capture that required manual field entry.Read 21 Oct 2026 · gartner.com
Limit: support and bugs
Software Advice reviews include complaints about broken or missing features, updates that disrupt work and slow technical support responses.Read 21 Oct 2026 · softwareadvice.com
Policy enforcement
Rules can flag or block policy violations before submission and route expenses to matched approvers.Read 21 Oct 2026 · emburse.com
Praise: automation
GetApp reviewers praise automation, paperless processing, fast reimbursements and accounting integrations for saving time and improving control.Read 21 Oct 2026 · getapp.com
Praise: usability
GetApp reviewers repeatedly describe submission, tracking and approval as easy, intuitive and requiring little training.Read 21 Oct 2026 · getapp.com
Rating on Capterra
4.3 out of 5 from 60 reviewsRead 21 Oct 2026 · capterra.com
Rating on G2
4.5 out of 5 from 1,116 reviewsRead 21 Oct 2026 · g2.com
Rating on Gartner Peer Insights
4.1 out of 5 from 3 reviewsRead 21 Oct 2026 · gartner.com
Rating on GetApp
4.3 out of 5 from 60 reviewsRead 21 Oct 2026 · getapp.com
Rating on Google Play
2.9 out of 5 from 23 reviewsRead 21 Oct 2026 · play.google.com
Rating on Software Advice
4.3 out of 5 from 60 reviewsRead 21 Oct 2026 · softwareadvice.com
Real-time submission
Employees can submit receipts and expenses as purchases occur.Read 21 Oct 2026 · emburse.com
Receipt AI
Emburse AI extracts merchant, date and amount data from receipts and can match receipts to card transactions.Read 21 Oct 2026 · emburse.com
Receipt formats
The service accepts JPG, PNG and PDF receipts through desktop, iOS, Android or email forwarding.Read 21 Oct 2026 · emburse.com
Receipt handling
AI extracts receipt details and matches receipts to transactions automatically.Read 3 Oct 2026 · emburse.com
Reimbursements
Employee-paid expenses, mileage and one-off purchases can be handled in the same workflow as card spend.Read 21 Oct 2026 · emburse.com
Reporting
Reports can filter spend by employee, project, client, department, location, category, cost center and custom fields.Read 21 Oct 2026 · emburse.com
Security certification
The security page states Emburse Spend completed an independent SSAE 18/SOC 1 Type II examination.Read 21 Oct 2026 · emburse.com
Virtual cards
Eligible programs support virtual cards with spending limits, expiry dates, merchant controls and category controls.Read 21 Oct 2026 · emburse.com

Plans and prices

Basic $8 a month per user/month AI automation · iOS/Android app · receipt capture and matching · customizable policies and workflows · existing-card connections · virtual cards · QuickBooks Online/Desktop and Xero · ACH reimbursements up to 50 Read 21 Oct 2026 · emburse.com
Plus $12 a month per user/month Everything in Basic · NetSuite and Sage Intacct · unlimited ACH reimbursements · expanded controls · multi-entity support · SFTP exports Read 21 Oct 2026 · emburse.com
Custom Priced on request AI-powered compliance and audit · advanced analytics · premium ERP integrations · travel management Read 21 Oct 2026 · emburse.com

Every Emburse Spend plan and price →

Strong points and limits

Strong points

  • Can flag or block policy-based expenses
  • AI extracts and matches receipt details
  • Offers virtual cards with spending controls
  • Includes native connections to four accounting systems
  • Mobile apps support approvals and card management

Limits

  • No free plan is listed
  • Custom pricing is on request
  • Available in English for US and Australian companies
  • Basic limits ACH reimbursements to 50

Who it suits

Emburse Spend is designed for growing organizations with lean finance teams managing cards, reimbursements, receipts, approvals, and reconciliation. Its stated availability is limited to companies based in the United States and Australia.

Verdict

Emburse Spend combines expense controls, receipt processing, cards, and accounting connections for growing businesses. Basic and Plus have listed per-user monthly prices, while Custom pricing is available on request.

Where Specifiction places it

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