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SPECIFICTION
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EnKash

enkash.com

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Spec score 8.4 #7 of 23 in Corporate Card Software

What it is

EnKash is a business spend management platform covering payments, expenses, cards, and rewards. Employees can submit expenses through WhatsApp, email, or an app, with receipt details read and auto-tagged. Controls include role-based, department-level, and geography-specific policies, budgets, and approval workflows for categories such as travel, meals, lodging, petty cash, fuel, and multi-currency spending. Collection products include payment gateways, links, buttons, UPI, QR codes, auto collect, e-NACH, and instant settlements. Expense integrations name SAP, Oracle, Workday, Zoho Books, Tally, and QuickBooks; APIs, plugins, SDKs, webhooks, and a sandbox support payment integration. EnKash offers Android, iOS, web, and API access. It says its gateway is RBI-authorised but that EnKash is not a bank. Expense pricing is provided by sales. Physical card issuance or reissuance costs ₹250 once; starred charges exclude applicable taxes.

Spec sheet

What it does
EnKash describes itself as a business spend management platform for payments, expenses, cards, and rewards.Read 5 Oct 2026 · enkash.com
Product
EnKash describes itself as a business spend management platform for payments, expenses, cards, and rewards.Read 5 Oct 2026 · enkash.com
Integrations
The expense management page names SAP and Oracle for ERP, Workday for HRMS, and Zoho Books, Tally, and QuickBooks for accounting integrations; it also describes API and webhook connections.Read 5 Oct 2026 · enkash.com
Security
The expense management page states that EnKash EMS is SOC 2 Type II certified and uses AES-256 encryption at rest and TLS 1.3 in transit.Read 5 Oct 2026 · enkash.com
Support
The site lists support at [email protected] and +91 8530490475.Read 5 Oct 2026 · enkash.com
Headquarters
Mumbai, India (registered office)Read 28 Sep 2026 · enkash.com
Founded
The company’s story says its founders launched EnKash in 2018.Read 5 Oct 2026 · enkash.com
Android app
EnKash has an Android app on Google Play for business spending, vouchers, expenses, and reimbursements.Read 5 Oct 2026 · play.google.com
Banking limitation
EnKash states it is not a bank and does not hold or claim to hold a banking license; related card and payment services are provided by RBI-licensed banks or regulated entities.Read 5 Oct 2026 · enkash.com
Card charges
The card charges page lists physical card issuance or reissuance at ₹250, ATM cash withdrawal at ₹25, and government-portal transactions at 2.5% or ₹10, whichever is higher; starred amounts are exclusive of applicable taxes.Read 5 Oct 2026 · enkash.com
Company founding
An EnKash company announcement says the brand was founded in 2018.Read 5 Oct 2026 · enkash.com
Developer access
EnKash offers REST APIs, plugins, SDKs, checkout integration, webhooks, and a sandbox environment for payment gateway integration.Read 5 Oct 2026 · docs.enkash.com
Expense capture
Its expense management page says users can submit expenses through WhatsApp, email, and an app, with receipt details read and auto-tagged.Read 5 Oct 2026 · enkash.com
Expense controls
The expense management system supports role-based, department-level, and geography-specific policies, custom approval workflows, and budgets.Read 5 Oct 2026 · enkash.com
Expense coverage
The expense management system supports categories including travel, meals, lodging, petty cash, fuel, and multi-currency spends.Read 5 Oct 2026 · enkash.com
Intended customers
EnKash describes its platform as built for businesses and says its expense tools cover multiple departments and roles.Read 5 Oct 2026 · enkash.com
Mobile app
EnKash's privacy policy refers to the website and mobile application together as its Platform.Read 5 Oct 2026 · enkash.com
Payments
Its payment gateway supports card, UPI, net banking, and wallet payments.Read 5 Oct 2026 · docs.enkash.com
Pricing
The expense management page directs prospective customers to contact sales for pricing and tailored plans.Read 5 Oct 2026 · enkash.com
Regulatory status
EnKash says its payment gateway is an RBI-authorised online payment aggregator and that it holds Payment Aggregator and Prepaid Payment Instrument licenses.Read 5 Oct 2026 · enkash.com
Security certifications
The site displays SOC 2 Type II and PCI DSS Level 1 certifications.Read 5 Oct 2026 · enkash.com

Plans and prices

EnKash card products ₹250, paid once Physical card issuance or reissuance · charges marked with * exclude applicable taxes Read 5 Oct 2026 · enkash.com
EnKash expense management Priced on request Talk to sales for pricing details and tailored plans Pricing details are provided by the sales team Read 5 Oct 2026 · enkash.com

Every EnKash plan and price →

Strong points and limits

Strong points

  • Captures receipts through WhatsApp, email, and app
  • Supports policies, budgets, and approval workflows
  • Offers Android, iOS, web, and API access
  • Lists SOC 2 Type II and PCI DSS
  • Provides REST APIs, SDKs, webhooks, and sandbox

Limits

  • Expense-management pricing requires contacting sales
  • EnKash is not a bank
  • Physical card issuance costs ₹250 once
  • Some starred card charges exclude applicable taxes

Who it suits

EnKash suits businesses managing employee spending, corporate cards, reimbursements, and payment collections. It also fits teams needing accounting, ERP, HRMS, or developer integrations.

Verdict

EnKash combines expense controls with payment and card infrastructure across business platforms. Confirm tailored pricing and regulated-entity arrangements before deployment.

Where Specifiction places it

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