Brex
brex.com
What it is
Brex is a spend-management platform for companies, with tools for spending policies, expense automation and budget tracking. Policies can vary by use case, level, department or entity, and selected merchants or categories can be blocked or made subject to approval. Expense automation can collect documents, prepare memos, populate fields, assign departments and GL codes, and match receipts using OCR across languages and currencies. Live Budgets lets department heads allocate spending to people or teams and track usage in real time; Brex AI can flag anomalous activity. Accounting features include QuickBooks and NetSuite integrations, along with suggested GL coding rules and mappings. Reimbursements can be sent to local currencies and bank accounts across 40 countries, without per-transaction reimbursement fees. The mobile app supports expense tracking, travel booking and management, spend-limit requests and payments. Brex lists thousands of native integrations, including Slack, Rippling, Workday and Xero. Essentials is free and supports up to two entities. Premium is $12 a month; Enterprise pricing is custom.
Spec sheet
- What it does
- Brex combines corporate cards, expense management, reimbursements, bill pay, travel and business accounts in one global spend platform.Read 15 Oct 2026 · brex.com
- Deployment
- TrustRadius classifies Brex as SaaS and lists Apple iOS and Android mobile applications.Read 15 Oct 2026 · trustradius.com
- Integrations
- Brex says it offers thousands of native integrations; examples on its integrations page include NetSuite, QuickBooks, Slack, Rippling, Workday, and Xero.Read 30 Sep 2026 · brex.com
- Security
- Brex states that it is SOC 1 Type II, SOC 2 Type II, and PCI-DSS compliant and describes encryption, two-factor authentication, and fraud monitoring.Read 30 Sep 2026 · brex.com
- Support
- All customers can reach live support 24/7 by chat, email, phone, SMS or WhatsApp; eligible administrators receive dedicated specialist support during business hours.Read 15 Oct 2026 · brex.com
- Founded
- 2017Read 23 Sep 2026 · brex.com
- Accounting integrations
- Brex names QuickBooks and NetSuite as ERP integrations and says its accounting automation can suggest GL coding rules and mappings.Read 30 Sep 2026 · brex.com
- AI expense automation
- Brex uses AI to generate receipts, memos and attendees, match receipts to transactions, route expenses and suggest accounting coding.Read 15 Oct 2026 · brex.com
- API access terms
- Use of Brex APIs is governed by a Brex Access Agreement that restricts commercialization, marketing use and reverse engineering of Brex data.Read 15 Oct 2026 · brex.com
- API architecture
- The public API is REST-based, specified with OpenAPI, uses JSON over HTTPS and standard HTTP verbs and response codes.Read 15 Oct 2026 · developer.brex.com
- API changelog
- The October 2026 changelog records payment-transfer fields for IMAD and OMAD, while September 2026 added extensive team, department, location and cost-center endpoints and filters.Read 15 Oct 2026 · developer.brex.com
- API coverage
- Published APIs cover accounting, budgets, expenses, fields, onboarding, payments, teams, transactions, travel and webhooks.Read 15 Oct 2026 · developer.brex.com
- Budgets
- Live Budgets lets department heads provision spend to people or teams and track usage in real time, with Brex AI flagging anomalous activity.Read 30 Sep 2026 · brex.com
- Budgets and reporting
- Real-time budget and spend reports cover cards, reimbursements, travel and payments, with configurable filters and AI alerts for unusual spending.Read 15 Oct 2026 · brex.com
- Cards
- The platform supports global cards accepted in more than 210 countries and territories, with local-currency card programs available in more than 50 countries on higher tiers.Read 15 Oct 2026 · brex.com
- Company facts
- Brex is listed as founded in 2017, headquartered in San Francisco, privately held and employing 1,001–5,000 people.Read 15 Oct 2026 · linkedin.com
- Company ownership
- LinkedIn identifies Brex LLC as a wholly owned subsidiary of Capital One, N.A.Read 15 Oct 2026 · linkedin.com
- Current service status
- On October 15, 2026 the public status page reported all systems operational and no incidents reported that day.Read 15 Oct 2026 · status.brex.com
- Customers and investors
- Brex says more than 30,000 companies use its products and names Greenoaks, IVP, Tiger Global, Y Combinator, Kleiner Perkins, DST Global, PayPal co-founders and Ribbit Capital among its backers.Read 15 Oct 2026 · brex.com
- Developer documentation
- Brex provides quickstart guidance, endpoint guides, API references, authentication instructions and a developer Slack community.Read 15 Oct 2026 · developer.brex.com
- ERP integrations
- Direct ERP connections include NetSuite, QuickBooks Online, Xero, Sage Intacct, Microsoft Dynamics 365 Business Central, Rillet, Puzzle and Campfire, with additional HRIS and enterprise connectors on paid tiers.Read 15 Oct 2026 · brex.com
- Expense automation
- Brex says it can automatically collect documents, generate memos, populate fields, set departments and GLs, and match receipts using OCR in any language or currency.Read 30 Sep 2026 · brex.com
- Expense controls
- Administrators can create policy rules and spend limits by use case, department, role, entity and other conditions, with controls enforced at purchase time.Read 15 Oct 2026 · brex.com
- Limit: geographic and payment restrictions
- Capterra feedback reports support for only USD accounts, no check payments and relatively high international payment fees.Read 15 Oct 2026 · capterra.com
- Limit: negative service experiences
- Trustpilot reviewers repeatedly report unexplained account closures or freezes, sudden credit-limit reductions, verification friction and difficult international wires.Read 15 Oct 2026 · trustpilot.com
- Limit: workflow gaps
- TrustRadius reviewers mention difficulty tracking team usage and submitting reimbursements, plus limited suspicious-spend flagging and confusing transfers between card and bank functions.Read 15 Oct 2026 · trustradius.com
- Mobile app
- The Brex mobile app supports expense tracking, travel booking and management, spend limit requests, and payments.Read 30 Sep 2026 · brex.com
- Notable news: MCP server
- Brex announced an MCP Server beta in April 2026, allowing AI assistants including Claude, ChatGPT, Cursor and Codex to query expenses, users and card statuses through OAuth or API keys.Read 15 Oct 2026 · developer.brex.com
- Other integrations
- Brex documents HRIS, SCIM, Uber for Business, Fintua, VATIT, Expensify and Zapier integrations.Read 15 Oct 2026 · brex.com
- Plan limits
- The Essentials plan includes up to two entities, while Enterprise includes unlimited US or global entities; some integrations may be add-ons.Read 30 Sep 2026 · brex.com
- Praise: integrations and reporting
- Capterra reviewers highlight third-party integrations, reporting by location or application, fast reimbursements and configurable approval workflows.Read 15 Oct 2026 · capterra.com
- Praise: usability and cards
- Independent reviewers repeatedly praise the intuitive interface, quick setup, easy physical and virtual card creation, receipt capture and spend tracking.Read 15 Oct 2026 · trustradius.com
- Rating on Apple App Store
- 4.8 out of 5 from 8.8K ratings.Read 15 Oct 2026 · apps.apple.com
- Rating on Capterra
- 4.5 out of 5 from 139 reviews.Read 15 Oct 2026 · capterra.com
- Rating on G2
- 4.8 out of 5 from 1,672 reviews.Read 15 Oct 2026 · g2.com
- Rating on Gartner Peer Insights
- 4.6 out of 5 from 27 reviews.Read 15 Oct 2026 · gartner.com
- Rating on GetApp
- 4.5 out of 5 from 139 reviews.Read 15 Oct 2026 · getapp.com
- Rating on Google Play
- 4.5 out of 5 from 2.19K reviews.Read 15 Oct 2026 · play.google.com
- Rating on Software Advice
- 4.5 out of 5 from 139 reviews.Read 15 Oct 2026 · softwareadvice.com
- Rating on Trustpilot
- 1.8 out of 5 from 576 reviews.Read 15 Oct 2026 · trustpilot.com
- Rating on TrustRadius
- 9 out of 10 from 58 reviews and ratings.Read 15 Oct 2026 · trustradius.com
- Reimbursements
- US and international employees can receive policy-applied reimbursements in three days or less, in local currency and bank account across 40 countries or more.Read 15 Oct 2026 · brex.com
- SDKs and extensibility
- Brex documents community-supported libraries, while an independent TypeScript SDK is available under the MIT license; the SDK is explicitly unofficial and not maintained by Brex.Read 15 Oct 2026 · developer.brex.com
- Security certifications
- Brex states that it is SOC 1 Type II, SOC 2 Type II and PCI-DSS compliant and meets requirements including FINRA and New York Department of Financial Services controls.Read 15 Oct 2026 · brex.com
- Spend controls
- The product supports custom policies by use case, level, department, or entity, and can block or require approval for specified categories or merchants.Read 30 Sep 2026 · brex.com
- Spend management
- Brex describes its platform as a way to manage global spend and close books in real time while automating manual expense work.Read 30 Sep 2026 · brex.com
- Travel
- Brex Travel provides booking, policy controls, itinerary changes and 24/7 support, with 4x points on flights and prepaid hotels booked through Brex Travel.Read 15 Oct 2026 · brex.com
- Who it serves
- Brex says it serves startups, scaled companies, and ecommerce brands, including founders, CFOs, and their teams.Read 30 Sep 2026 · brex.com
Plans and prices
Strong points and limits
Strong points
- Custom spending policies can block or require approval.
- Receipt matching uses OCR across languages and currencies.
- Live Budgets tracks usage in real time.
- Reimbursements cover local accounts in 40 countries.
- Mobile app includes expense and travel functions.
Limits
- Essentials supports up to two entities.
- Premium costs $12 a month.
- Some integrations may be add-ons.
- Enterprise pricing is custom.
Who it suits
Brex says it serves startups, scaled companies and ecommerce brands, including founders, CFOs and their teams. It may suit organizations seeking spend controls, budget tracking and expense automation across entities and currencies.
Brex in depth
Read the full write-up
Brex is a spend-management platform for startups, growing companies and ecommerce businesses coordinating employee spending and finance workflows. It is strongest for teams that need policy controls and expense automation across departments; the free Essentials plan is useful to start, but its two-entity ceiling may push expanding organizations toward a paid tier.
Overview
Brex brings spending rules, budgets, expenses, reimbursements and accounting workflows into one platform. Its mobile app covers expense tracking, travel booking and management, spend-limit requests and payments, making it relevant to teams whose employees need to manage spending on the move as well as to finance teams overseeing it.
The range is broad, but the plans differ materially in entity coverage. Essentials supports up to two entities, including one global entity, while Enterprise allows unlimited US or global entities. That distinction matters more to a multi-entity company than the headline free entry point.
Key features
Spend controls and budgets
Policies can be tailored to use case, level, department or entity, with specified merchants or categories blocked or routed for approval. That gives finance teams a way to prevent some out-of-policy spending rather than relying entirely on later expense review. Live Budgets lets department heads allocate funds to individuals or teams and monitor usage in real time; Brex AI can flag anomalous activity. These controls suit organizations that want department-level visibility, though the Essentials entity cap can limit their reach in more complex structures.
Expense and accounting automation
Brex can collect documents, create memos, fill fields, assign departments and general-ledger codes, and match receipts with OCR across languages and currencies. This targets repetitive expense work, particularly for teams handling varied currencies. QuickBooks and NetSuite are named ERP integrations, and accounting automation can suggest GL coding rules and mappings. Brex also offers thousands of native integrations, including Slack, Rippling, Workday and Xero; some integrations may be add-ons.
Reimbursements, cards and security
Employees can receive reimbursements in local currency to bank accounts in 40 countries, with no per-transaction reimbursement fees. Brex supports corporate cards and card issuance, and its Smart Card plan offers local-currency cards in 50+ countries. Its stated security measures include SOC 1 Type II, SOC 2 Type II and PCI-DSS compliance, encryption, two-factor authentication and fraud monitoring. Brex says fraud protection includes 24/7 support, reached through the dashboard or mobile app.
Pricing
Brex has a freemium model, with paid plans from $12/user/mo. Essentials costs nothing, billed $0 user/month, and includes up to two entities (one global entity) and one local card program. It is the sensible starting point for a small organization that fits those boundaries; it is not a fit for a company needing broader entity coverage.
Premium costs $12 a month, billed $12 user/month, and supports multi-entity operations in the US and internationally. That makes it the step up for teams that have outgrown Essentials' entity limit. Enterprise has custom pricing and unlimited US or global entities, which is the plan to consider when entity scale is the priority.
Smart Card also has custom pricing and provides local-currency cards in 50+ countries. Some integrations may be add-ons, so organizations relying on particular connectors should account for that when comparing plan costs. The listed plans do not state seat quotas, trial terms or renewal conditions.
Platforms
Brex supports web, iOS and Android, as well as an API. The mobile apps cover expense tracking, travel booking and management, spending-limit requests and payments, while the API provides an option for organizations integrating programmatically.
Who it's for
Brex is aimed at startups, scaled companies and ecommerce brands, including founders, CFOs and finance teams. It is a stronger match for organizations that want controls, budgets, reimbursements and accounting workflows together, especially across multiple currencies. Companies that need more than two entities should compare Premium or Enterprise rather than assume Essentials will scale with them.
Pros and cons
Pros: Configurable rules can block or require approval for specified merchants and categories, giving finance teams preventive controls.
Pros: Automated document handling and receipt matching across languages and currencies can reduce routine expense administration.
Pros: Reimbursements to local bank accounts in 40 countries carry no per-transaction fee.
Cons: Essentials is limited to two entities, including only one global entity, which can be restrictive for organizations with more complex structures.
Cons: Enterprise and Smart Card use custom pricing, and some integrations may be add-ons, making the total cost less straightforward to assess.
Alternatives
For a free entry point focused on travel policies and bookings, Ramp Travel offers a Free plan with company-wide travel policies, bookings and 24/7 chat support. ITILITE is another freemium choice, with a free Corporate Card plan offering cashback and unlimited virtual or physical cards.
Emburse Spend is worth comparing if published per-user pricing and reimbursement quotas are central: its Basic plan is $8 a month with ACH reimbursements up to 50, while Plus is $12 a month with unlimited ACH reimbursements. Perk is a lower-priced alternative for travel and spend workflows, with a $6 a month Premium plan billed per active user plus 3% per booking; it includes 10 travel policies, approval processes and up to four legal entities.
Mesh Travel offers a free Pro plan for up to three users and a Premium plan at $13 a month per user, which may suit teams comparing a small-user free tier with a priced upgrade. Happay has a free Epic plan with zero annual fee and no hidden charges, while its corporate spend-management plan has custom pricing. SpendMantra is a paid alternative with a free trial. Amadeus Cytric is a paid option with pricing provided on request.
Readers comparing categories can also browse Travel and Expense Management Software, Spend Management Software, Corporate Card Software, Expense Reimbursement Software and Mileage Tracking Software.
Verdict
Choose Brex if your startup or growing finance team wants configurable spending controls, automated expenses and accounting integrations in one platform, and its entity tiers fit your structure. Look elsewhere if a two-entity free plan is too restrictive or you need predictable costs for Enterprise-level coverage and add-on integrations.
Verdict
Brex combines policy controls, expense automation, budgets and reimbursements with mobile and accounting integrations. Compare the Essentials entity limit and paid-plan pricing with the needs of your organization.
Where Specifiction places it
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