Best Expense Reimbursement Software in 2026
Updated
In short: Expensify is ranked #1 of 35 as of 8 October 2026, ahead of Zoho Expense and Ramp AP. The best-ranked option with a free plan is Zoho Expense. The lowest first paid tier on this page is Continia Expense Management at $0.30/mo.
When staff pay out of pocket for work, reimbursement tools can help organize expense claims and the steps that lead to repayment. Compare approval levels, receipt capture, mileage reimbursement, and per diem support to see which expense workflows are covered. Mobile platforms and a free plan may matter for how claims are submitted; check Paid from and payout methods when considering costs and how money is returned. Expensify, Zoho Expense, and Ramp AP are among the named options to weigh against your organization’s approval process and expense policies. Consider which claim types employees need to submit and what finance teams need to review before choosing a fit.
35 expense reimbursement software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
35ranked
6free plans on this page
$0.30/molowest paid tier
8 Oct 2026last checked
Input list Expense Reimbursement Software 25 channels on this page · 122 of 200 spec lines stated by the makers
Ch Tool Free planPaid fromApproval levelsReceipt captureMileage reimbursementPer diem supportPayout methodsMobile platforms Spec sheet Score
01 Expensify Free planYesPaid fromnot statedApproval levelscustomReceipt captureYesMileage reimbursementYesPer diem supportYesPayout methodsbothMobile platformsboth 7/8spec lines stated 7.9
02 Zoho Expense Free planYesPaid from3/user/moApproval levelscustomReceipt captureYesMileage reimbursementYesPer diem supportYesPayout methodsbothMobile platformsboth 8/8spec lines stated 7.5
03 Ramp AP Free planYesPaid from15/user/moApproval levelsnot statedReceipt capturenot statedMileage reimbursementnot statedPer diem supportnot statedPayout methodsnot statedMobile platformsnot stated 2/8spec lines stated 7.4
04 BILL Accounts Payable Free planYesPaid fromnot statedApproval levelsnot statedReceipt capturenot statedMileage reimbursementnot statedPer diem supportnot statedPayout methodsnot statedMobile platformsnot stated 1/8spec lines stated 7.2
05 Brex Free planYesPaid from12/user/moApproval levelsnot statedReceipt capturenot statedMileage reimbursementnot statedPer diem supportnot statedPayout methodsnot statedMobile platformsnot stated 2/8spec lines stated 7.1
06 Cegid Retail Free planNoPaid fromnot statedApproval levelscustomReceipt captureYesMileage reimbursementYesPer diem supportnot statedPayout methodsnot statedMobile platformsboth 5/8spec lines stated 7.0
07 Continia Expense Management Free planNoPaid fromnot statedApproval levelscustomReceipt captureYesMileage reimbursementYesPer diem supportYesPayout methodsbothMobile platformsboth 7/8spec lines stated 7.0
08 Emburse Spend Free planNoPaid fromnot statedApproval levelscustomReceipt captureYesMileage reimbursementYesPer diem supportYesPayout methodsbankMobile platformsboth 7/8spec lines stated 7.0
09 Moss Free planYesPaid fromnot statedApproval levelsnot statedReceipt capturenot statedMileage reimbursementnot statedPer diem supportnot statedPayout methodsnot statedMobile platformsnot stated 1/8spec lines stated 7.0
10 Expensya Free planNoPaid fromnot statedApproval levelscustomReceipt captureYesMileage reimbursementYesPer diem supportYesPayout methodsbankMobile platformsboth 7/8spec lines stated 6.9
11 Minute7 Free planNoPaid from8/user/moApproval levelsnot statedReceipt captureYesMileage reimbursementYesPer diem supportnot statedPayout methodsnot statedMobile platformsboth 5/8spec lines stated 6.9
12 Odoo Expenses Free planYesPaid fromnot statedApproval levelssingleReceipt captureYesMileage reimbursementYesPer diem supportYesPayout methodsbothMobile platformsboth 7/8spec lines stated 6.9
13 Pleo Free planNoPaid from14/user/moApproval levelsnot statedReceipt capturenot statedMileage reimbursementnot statedPer diem supportnot statedPayout methodsnot statedMobile platformsnot stated 2/8spec lines stated 6.8
14 DATABASICS Free planNoPaid fromnot statedApproval levelscustomReceipt captureYesMileage reimbursementYesPer diem supportYesPayout methodsbothMobile platformsboth 7/8spec lines stated 6.7
15 Navan Expense Free planYesPaid from15/user/moApproval levelsnot statedReceipt captureYesMileage reimbursementYesPer diem supportYesPayout methodsbothMobile platformsboth 7/8spec lines stated 6.7
16 ExpenseIn Free planNoPaid fromnot statedApproval levelsmultiReceipt captureYesMileage reimbursementYesPer diem supportYesPayout methodsnot statedMobile platformsboth 6/8spec lines stated 6.6
17 Rydoo Free planNoPaid from9/user/moApproval levelscustomReceipt captureYesMileage reimbursementYesPer diem supportYesPayout methodsbothMobile platformsboth 8/8spec lines stated 6.6
18 SAP Concur Invoice Free planNoPaid fromnot statedApproval levelscustomReceipt captureYesMileage reimbursementYesPer diem supportYesPayout methodsbothMobile platformsboth 7/8spec lines stated 6.6
19 ExpenseOnDemand Free planNoPaid from6.37/user/moApproval levelsnot statedReceipt capturenot statedMileage reimbursementnot statedPer diem supportnot statedPayout methodsnot statedMobile platformsnot stated 2/8spec lines stated 6.4
20 Oracle Fusion Cloud ERP Free plannot statedPaid fromnot statedApproval levelscustomReceipt captureYesMileage reimbursementYesPer diem supportYesPayout methodsnot statedMobile platformsboth 5/8spec lines stated 6.4
21 Spendesk Free planNoPaid fromnot statedApproval levelsnot statedReceipt capturenot statedMileage reimbursementnot statedPer diem supportnot statedPayout methodsnot statedMobile platformsnot stated 1/8spec lines stated 6.4
22 Capture Expense Free planNoPaid fromnot statedApproval levelscustomReceipt captureYesMileage reimbursementYesPer diem supportnot statedPayout methodsbothMobile platformsboth 6/8spec lines stated 6.3
23 Payhawk Accounts Payable Free planNoPaid fromnot statedApproval levelsnot statedReceipt capturenot statedMileage reimbursementnot statedPer diem supportnot statedPayout methodsnot statedMobile platformsnot stated 1/8spec lines stated 6.3
24 Workday Expenses Free plannot statedPaid fromnot statedApproval levelscustomReceipt captureYesMileage reimbursementYesPer diem supportYesPayout methodsbothMobile platformsboth 6/8spec lines stated 6.2
25 Chrome River Expense (now Emburse Expense Enterprise) Free plannot statedPaid fromnot statedApproval levelscustomReceipt captureYesMileage reimbursementYesPer diem supportYesPayout methodsnot statedMobile platformsboth 5/8spec lines stated 6.1
Compare all 25 in a table
| # | Tool | Score | Free plan | From | Free plan | Paid from | Approval levels | Receipt capture |
|---|---|---|---|---|---|---|---|---|
| 1 | Expensify | 7.9 | Free plan | $5/mo | Yes | — | custom | Yes |
| 2 | Zoho Expense | 7.5 | Free plan | $43/mo | Yes | 3 /user/mo | custom | Yes |
| 3 | Ramp AP | 7.4 | Free plan | $15/mo | Yes | 15 /user/mo | — | — |
| 4 | BILL Accounts Payable | 7.2 | No | $49/mo | Yes | — | — | — |
| 5 | Brex | 7.1 | Free plan | $12/mo | Yes | 12 /user/mo | — | — |
| 6 | Cegid Retail | 7.0 | No | — | No | — | custom | Yes |
| 7 | Continia Expense Management | 7.0 | No | $0.30/mo | No | — | custom | Yes |
| 8 | Emburse Spend | 7.0 | No | $8/mo | No | — | custom | Yes |
| 9 | Moss | 7.0 | Free plan | Free | Yes | — | — | — |
| 10 | Expensya | 6.9 | No | €0.42/mo | No | — | custom | Yes |
| 11 | Minute7 | 6.9 | No | $8/mo | No | 8 /user/mo | — | Yes |
| 12 | Odoo Expenses | 6.9 | Free plan | Free | Yes | — | single | Yes |
| 13 | Pleo | 6.8 | No | £8/mo | No | 14 /user/mo | — | — |
| 14 | DATABASICS | 6.7 | No | $400/mo | No | — | custom | Yes |
| 15 | Navan Expense | 6.7 | No | $15/mo | Yes | 15 /user/mo | — | Yes |
| 16 | ExpenseIn | 6.6 | No | — | No | — | multi | Yes |
| 17 | Rydoo | 6.6 | No | $9/mo | No | 9 /user/mo | custom | Yes |
| 18 | SAP Concur Invoice | 6.6 | No | — | No | — | custom | Yes |
| 19 | ExpenseOnDemand | 6.4 | No | $6.87/mo | No | 6.37 /user/mo | — | — |
| 20 | Oracle Fusion Cloud ERP | 6.4 | No | — | — | — | custom | Yes |
| 21 | Spendesk | 6.4 | No | — | No | — | — | — |
| 22 | Capture Expense | 6.3 | No | — | No | — | custom | Yes |
| 23 | Payhawk Accounts Payable | 6.3 | No | $349/mo | No | — | — | — |
| 24 | Workday Expenses | 6.2 | No | — | — | — | custom | Yes |
| 25 | Chrome River Expense (now Emburse Expense Enterprise) | 6.1 | No | — | — | — | custom | Yes |
Is your tool on this list?
Numbered spots on this list can be sponsored, and a sponsored row is labelled as paid.
Questions about this list
Which expense reimbursement software is ranked first on Specifiction?
Expensify is ranked #1 of 35 with a score of 7.9. Zoho Expense is second and Ramp AP third.
How many of these have a free plan?
6 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Continia Expense Management has the lowest first paid tier we found: $0.30/mo.
How is this list ranked?
Ranked on what each maker publishes, the fullest spec sheet first: how deeply the product is documented, the platforms it runs on, a free tier or trial to test it, and its standing.
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