Mesh Payments
meshpayments.com
What it is
Mesh Payments brings corporate cards, expense management, and travel tools together for global enterprises. Its expense product uses AI-powered automation to manage the process from requests through reconciliation. Travel features include booking, support for multiple agencies, policy enforcement, and real-time duty of care. Mesh offers virtual and physical local-currency Visa cards with card-level policies in 40+ countries. The platform also includes approval workflows, budget controls, bill pay, reimbursements, multi-currency support, and card issuance. Employees can send receipts, request cards, or ask policy questions through an assistant in WhatsApp, Slack, or email. Listed integrations span accounting software, travel management companies, HRIS, and technology apps, including ADP Workforce Now. Access is passwordless, supports SAML identity providers, and requires two-factor authentication. Mesh says customer data is encrypted at rest with AES-256 and public endpoints use TLS 1.2 or higher in transit. The service is available on Android, iOS, and web, with 24/7 human support. Pro is free for up to 3 users; Premium is $13 a month, billed per user, per month. Enterprise pricing is custom.
Spec sheet
- Product
- Mesh provides cards, expenses, and travel management for global enterprises and their agents.Read 3 Oct 2026 · meshpayments.com
- Integrations
- Mesh says it integrates with accounting software, travel management companies, HRIS, and technology apps; its directory lists ADP Workforce Now as an HRIS integration.Read 3 Oct 2026 · meshpayments.com
- Mobile apps
- Mesh links to iOS and Android apps from its website.Read 3 Oct 2026 · meshpayments.com
- Support
- Mesh advertises 24/7 human support.Read 3 Oct 2026 · meshpayments.com
- AI assistant
- Employees can send receipts, request cards, and ask about policy through WhatsApp, Slack, or email using the assistant.Read 3 Oct 2026 · meshpayments.com
- Authentication
- The platform is passwordless and permits access through SAML identity providers, with two-factor authentication required for users.Read 3 Oct 2026 · meshpayments.com
- Cards
- Mesh advertises local-currency Visa cards, virtual and physical cards, and card-level policies in 40+ countries.Read 3 Oct 2026 · meshpayments.com
- Company founding
- A company profile lists Mesh Payments as founded in 2018.Read 3 Oct 2026 · crunchbase.com
- Data protection
- Mesh says customer data is encrypted at rest with AES-256 and public endpoints use TLS 1.2 or higher in transit.Read 3 Oct 2026 · meshpayments.com
- Expense automation
- Its expense product manages expenses from request to reconciliation with AI-powered automation.Read 3 Oct 2026 · meshpayments.com
- Security audits
- Mesh says it has SOC 1 and SOC 2 Type II reports and commits to annual SOC 1 and SOC 2 audits.Read 3 Oct 2026 · meshpayments.com
- Travel
- The travel platform offers booking tools, multi-agency support, policy enforcement, and real-time duty of care.Read 3 Oct 2026 · meshpayments.com
- Who it serves
- Mesh describes its mission as simplifying travel and expense management for modern global enterprises.Read 3 Oct 2026 · meshpayments.com
Plans and prices
Strong points and limits
Strong points
- Free Pro plan for up to 3 users
- Virtual and physical cards in 40+ countries
- Expense automation from request to reconciliation
- AI assistant available through WhatsApp, Slack, or email
- 24/7 human support
Limits
- Premium costs $13 a month per user
- Enterprise pricing is custom and not listed
Who it suits
Mesh suits global enterprises that need cards, expense workflows, and travel management in one platform. Its free Pro plan covers up to 3 users, while larger teams can consider Premium or custom Enterprise pricing.
Verdict
Mesh combines expense, travel, and card management with multiple integrations and enterprise access controls. The free plan is limited to 3 users, and Premium is billed per user each month.
Where Specifiction places it
- Spend Management Software#8 of 298.1
- Corporate Card Software#9 of 238.1