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Mesh Payments

meshpayments.com

From $13/mo Free plan WebiOSAndroid

What it is

Mesh Payments brings corporate cards, expense management, and travel tools together for global enterprises. Its expense product uses AI-powered automation to manage the process from requests through reconciliation. Travel features include booking, support for multiple agencies, policy enforcement, and real-time duty of care. Mesh offers virtual and physical local-currency Visa cards with card-level policies in 40+ countries. The platform also includes approval workflows, budget controls, bill pay, reimbursements, multi-currency support, and card issuance. Employees can send receipts, request cards, or ask policy questions through an assistant in WhatsApp, Slack, or email. Listed integrations span accounting software, travel management companies, HRIS, and technology apps, including ADP Workforce Now. Access is passwordless, supports SAML identity providers, and requires two-factor authentication. Mesh says customer data is encrypted at rest with AES-256 and public endpoints use TLS 1.2 or higher in transit. The service is available on Android, iOS, and web, with 24/7 human support. Pro is free for up to 3 users; Premium is $13 a month, billed per user, per month. Enterprise pricing is custom.

Spec sheet

Product
Mesh provides cards, expenses, and travel management for global enterprises and their agents.Read 3 Oct 2026 · meshpayments.com
Integrations
Mesh says it integrates with accounting software, travel management companies, HRIS, and technology apps; its directory lists ADP Workforce Now as an HRIS integration.Read 3 Oct 2026 · meshpayments.com
Mobile apps
Mesh links to iOS and Android apps from its website.Read 3 Oct 2026 · meshpayments.com
Support
Mesh advertises 24/7 human support.Read 3 Oct 2026 · meshpayments.com
AI assistant
Employees can send receipts, request cards, and ask about policy through WhatsApp, Slack, or email using the assistant.Read 3 Oct 2026 · meshpayments.com
Authentication
The platform is passwordless and permits access through SAML identity providers, with two-factor authentication required for users.Read 3 Oct 2026 · meshpayments.com
Cards
Mesh advertises local-currency Visa cards, virtual and physical cards, and card-level policies in 40+ countries.Read 3 Oct 2026 · meshpayments.com
Company founding
A company profile lists Mesh Payments as founded in 2018.Read 3 Oct 2026 · crunchbase.com
Data protection
Mesh says customer data is encrypted at rest with AES-256 and public endpoints use TLS 1.2 or higher in transit.Read 3 Oct 2026 · meshpayments.com
Expense automation
Its expense product manages expenses from request to reconciliation with AI-powered automation.Read 3 Oct 2026 · meshpayments.com
Security audits
Mesh says it has SOC 1 and SOC 2 Type II reports and commits to annual SOC 1 and SOC 2 audits.Read 3 Oct 2026 · meshpayments.com
Travel
The travel platform offers booking tools, multi-agency support, policy enforcement, and real-time duty of care.Read 3 Oct 2026 · meshpayments.com
Who it serves
Mesh describes its mission as simplifying travel and expense management for modern global enterprises.Read 3 Oct 2026 · meshpayments.com

Plans and prices

Pro Free No cost for up to 3 users Read 3 Oct 2026 · meshpayments.com
Premium $13 a month per user, per month Read 3 Oct 2026 · meshpayments.com
Enterprise Priced on request Custom Read 3 Oct 2026 · meshpayments.com

Every Mesh Payments plan and price →

Strong points and limits

Strong points

  • Free Pro plan for up to 3 users
  • Virtual and physical cards in 40+ countries
  • Expense automation from request to reconciliation
  • AI assistant available through WhatsApp, Slack, or email
  • 24/7 human support

Limits

  • Premium costs $13 a month per user
  • Enterprise pricing is custom and not listed

Who it suits

Mesh suits global enterprises that need cards, expense workflows, and travel management in one platform. Its free Pro plan covers up to 3 users, while larger teams can consider Premium or custom Enterprise pricing.

Verdict

Mesh combines expense, travel, and card management with multiple integrations and enterprise access controls. The free plan is limited to 3 users, and Premium is billed per user each month.

Where Specifiction places it

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