Employment 360 vs MicroBilt SPOT Employment Locator

Employment 360 is Cashfree Payments’ employee background verification solution, checking employment details against EPFO databases. Businesses can submit a phone number, UAN, PAN or combinations of those inputs. Results may include a person's name, gender, UAN, phone number and masked Aadhaar details, plus latest and past employer information such as member ID, establishment ID, relieving date and registered employer name. Additional returned data may include phone number, email address, bank account and IFSC code. The product page describes retrieval as real-time and says the end user does not need to intervene. Businesses can work through a dashboard or integrate the developer-friendly API into their own platform; API documentation is linked from the product page. Cashfree lists banks and NBFCs, lending, background checks and employee onboarding as use cases. Coverage is domestic, the source is government data, and typical turnaround is instant. Cashfree launched in 2015. Its privacy policy lists ISO/IEC 27001:2022, PCI-DSS v4.0.1 and SOC 2 standards and certifications, and notes that no internet transmission or electronic storage method is completely secure. Pricing is on request.

MicroBilt SPOT Employment Locator identifies a person’s current and past employment by combining consumer lending applications, bank headers, alternative credit-history databases, and compiled third-party data. Reports can cover employment at up to six employers. Listed details include employer names, phone numbers and addresses, a phone-status indicator, and the first and last dates each employer was reported. Access is available through a web interface, batch delivery, and an API. MicroBilt describes the service for collection and recovery professionals locating a workplace, HR and hiring managers conducting employment-history checks, and financial institutions or lenders assessing creditworthiness. The company says its systems use 256-bit encryption with TLS 1.3 and undergo independent third-party audits and vulnerability testing. It also states that consumer credit reports must be used only for permissible purposes and that customers must retain supporting transaction documentation. MicroBilt began in 1978 as Equipment Resources Incorporated and is headquartered in Kennesaw, Georgia. Pricing is on request, with prospective customers directed to a customer success agent.