Enable Banking vs Envestnet | Yodlee
Enable Banking
enablebanking.com
Envestnet | Yodlee
yodlee.comSide by side
| Figure | Enable Banking | Envestnet | Yodlee |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 1 | 1 |
| Spec score · Bank Connectivity Software | 8.1 (#9) | 8.4 (#4) |
| Spec score · Financial Data APIs | 8.1 (#8) | 8.4 (#4) |
| Compliance | Enable Banking states that it is ISO/IEC 27001 certified and provides PSD2-compliant access without screen scraping or reverse engineering. | Yodlee says it undergoes an annual SOC 2 Type 2 assessment and is PCI-DSS 4.0.1 certified as a Level One Service Provider. |
| Customers | The company says it serves organisations including financial institutions, ERP providers, and loyalty programs. | Yodlee describes its financial data aggregation solutions as serving financial institutions, global banks, and technology companies. |
| Product | Enable Banking provides a PSD2 API for account information and payment initiation across European banks. | Yodlee provides financial data aggregation for personal finance management, lending, and wealth management use cases. |
| Security | Enable Banking says its information security management system is certified to ISO/IEC 27001:2022. | Yodlee reports an annual SOC 2 Type 2 assessment, with the latest report available to clients and prospects under NDA. |
Plans
In their own words
Enable Banking
Enable Banking has no write-up on Specifiction yet; its figures are above.
Envestnet | Yodlee
Envestnet | Yodlee provides financial data aggregation for personal finance, lending, wealth management and other financial applications. Its API supports institution searches, account creation and updates, retrieval of aggregated data, and notifications when data changes. Account aggregation can combine balances, transactions, expense categories and information from bank, credit card and investment accounts. The product page describes more than 19,000 sources across accounts and loans; another stated coverage figure is more than 17,000 financial sources. FastLink is an embeddable browser tool for account linking with managed authentication. Transaction enrichment adds descriptions, merchant names, categories and geolocation. Developers can request refresh while a user waits or use daily background refreshes and webhook notifications. Supported institutions can use OAuth account connections with user consent. A free Sandbox after developer registration includes sample data for five preconfigured users, but does not support live-site linking or registering more sandbox users. The product page shows no price and directs prospective customers to request a demo; live data-source access requires contacting sales. Yodlee also says sensitive full account-number access requires Security Office approval.