EnKash vs Pleo
EnKash
enkash.comPleo
pleo.ioSide by side
| Figure | EnKash | Pleo |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 5 |
| Spec score · Corporate Card Software | 8.4 (#7) | 8.7 (#5) |
| Company founding | An EnKash company announcement says the brand was founded in 2018. | Pleo was founded in 2015 by Jeppe Rindom and Niccolo Perra. |
| Expense capture | Its expense management page says users can submit expenses through WhatsApp, email, and an app, with receipt details read and auto-tagged. | Employees capture receipts in the mobile app and Pleo can automatically match emailed receipts through Fetch. |
| Founded | The company’s story says its founders launched EnKash in 2018. | 2015 |
| Headquarters | Mumbai, India (registered office) | Pleo's headquarters are in Copenhagen, Denmark. |
| Integrations | The expense management page names SAP and Oracle for ERP, Workday for HRMS, and Zoho Books, Tally, and QuickBooks for accounting integrations; it also describes API and webhook connections. | Published integrations include Xero, NetSuite, QuickBooks, SAP SuccessFactors, FreeAgent, Xledger, Twinfield and BambooHR. |
| Security | The expense management page states that EnKash EMS is SOC 2 Type II certified and uses AES-256 encryption at rest and TLS 1.3 in transit. | Pleo states that it is PCI DSS certified, uses PSD2 strong customer authentication and issues cards through Mastercard. |
| Support | The site lists support at [email protected] and +91 8530490475. | All three listed plans include email support; live chat support is included only in Optimise. |
| What it does | EnKash describes itself as a business spend management platform for payments, expenses, cards, and rewards. | Pleo is a cloud spend-management platform combining company cards, expenses, reimbursements, invoices, subscriptions and cash management. |
Plans
EnKash
- EnKash card products₹250, paid once
- EnKash expense managementPriced on request
Pleo
- Start£8 a month
- Build£14 a month
- Optimise£18 a month
- Scale$249 a month
- Lead$499 a month
In their own words
EnKash
EnKash is a business spend management platform covering payments, expenses, cards, and rewards. Employees can submit expenses through WhatsApp, email, or an app, with receipt details read and auto-tagged. Controls include role-based, department-level, and geography-specific policies, budgets, and approval workflows for categories such as travel, meals, lodging, petty cash, fuel, and multi-currency spending. Collection products include payment gateways, links, buttons, UPI, QR codes, auto collect, e-NACH, and instant settlements. Expense integrations name SAP, Oracle, Workday, Zoho Books, Tally, and QuickBooks; APIs, plugins, SDKs, webhooks, and a sandbox support payment integration. EnKash offers Android, iOS, web, and API access. It says its gateway is RBI-authorised but that EnKash is not a bank. Expense pricing is provided by sales. Physical card issuance or reissuance costs ₹250 once; starred charges exclude applicable taxes.
Pleo
Pleo combines company spending cards with tools for managing business expenses and payments. It supports expense management, reimbursements, cash management, accounts payable, and multi-currency use, with real-time expense tracking and automated expense reports. Depending on the plan, businesses can set card limits, approval workflows, and AI-powered spending guidelines. Pleo lists integrations including Xero, NetSuite, QuickBooks, SAP SuccessFactors, FreeAgent, Xledger, Twinfield, and BambooHR. It runs on the web, Android, and iOS, and provides an API. Pleo says it encrypts data in transit using TLS 1.2 with AES256 and SHA384 and stores and processes customer data in AWS data centers in Ireland. Its listed compliance information includes PCI-DSS, GDPR adherence, Google's Cloud Application Security Assessment, and a Cloud Security Alliance CAIQ self-assessment. Plans start at £8 a month, billed monthly; Build is £14 a month per user, billed yearly, and Optimise is £18 a month per user, billed yearly. A free trial is offered for Start and Build.