Envestnet | Yodlee vs Finverse Bank Data API
Envestnet | Yodlee
yodlee.comFinverse Bank Data API
finverse.comSide by side
| Figure | Envestnet | Yodlee | Finverse Bank Data API |
|---|---|---|
| Price from | Free | $0.50/mo |
| Free plan | Yes | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 3 |
| Spec score · Bank Connectivity Software | 8.4 (#4) | 7.9 (#15) |
| Spec score · Financial Data APIs | 8.4 (#4) | 7.9 (#11) |
| Compliance | Yodlee says it undergoes an annual SOC 2 Type 2 assessment and is PCI-DSS 4.0.1 certified as a Level One Service Provider. | Finverse says its security controls are mapped to ISO 27001 standards and monitored through a third-party compliance and security automation platform. |
| Intended users | Yodlee describes its aggregation capabilities for financial institutions, global banks, technology companies, and developers building financial applications. | Finverse describes its mission as helping consumers and businesses access financial data across Asia-Pacific. |
| Purpose | Yodlee’s RESTful API gives developers access to personal financial data for financial management applications. | Finverse’s Bank Data API provides real-time financial account information from over 40 Asian banks with user consent. |
| Security | Yodlee reports an annual SOC 2 Type 2 assessment, with the latest report available to clients and prospects under NDA. | Finverse says data is encrypted in transit at TLS 1.2 or higher and at rest at AES 256-bit or higher. |
Plans
Finverse Bank Data API
- Standard$0.50 a month
- For Large VolumePriced on request
- Standard PricingPriced on request
In their own words
Envestnet | Yodlee
Envestnet | Yodlee provides financial data aggregation for personal finance, lending, wealth management and other financial applications. Its API supports institution searches, account creation and updates, retrieval of aggregated data, and notifications when data changes. Account aggregation can combine balances, transactions, expense categories and information from bank, credit card and investment accounts. The product page describes more than 19,000 sources across accounts and loans; another stated coverage figure is more than 17,000 financial sources. FastLink is an embeddable browser tool for account linking with managed authentication. Transaction enrichment adds descriptions, merchant names, categories and geolocation. Developers can request refresh while a user waits or use daily background refreshes and webhook notifications. Supported institutions can use OAuth account connections with user consent. A free Sandbox after developer registration includes sample data for five preconfigured users, but does not support live-site linking or registering more sandbox users. The product page shows no price and directs prospective customers to request a demo; live data-source access requires contacting sales. Yodlee also says sensitive full account-number access requires Security Office approval.
Finverse Bank Data API
Finverse Bank Data API has no write-up on Specifiction yet; its figures are above.