Envestnet | Yodlee vs Yapily Data
Envestnet | Yodlee
yodlee.comYapily Data
yapily.comSide by side
| Figure | Envestnet | Yodlee | Yapily Data |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Bank Connectivity Software | 8.4 (#4) | 6.7 (#49) |
| Spec score · Financial Data APIs | 8.4 (#4) | 6.7 (#27) |
| Pricing | The product page directs prospective customers to request a demo and does not display a price. | Yapily describes its pricing as tailored to business needs and asks prospective customers to contact its team. |
| Product | Yodlee provides financial data aggregation for personal finance management, lending, and wealth management use cases. | Yapily Data provides consent based access to real time financial data from banks through an Open Banking API. |
| Security | Yodlee reports an annual SOC 2 Type 2 assessment, with the latest report available to clients and prospects under NDA. | Yapily states its API uses bank grade encryption and OAuth2 and that it is ISO 27001:2013 certified. |
Plans
In their own words
Envestnet | Yodlee
Envestnet | Yodlee provides financial data aggregation for personal finance, lending, wealth management and other financial applications. Its API supports institution searches, account creation and updates, retrieval of aggregated data, and notifications when data changes. Account aggregation can combine balances, transactions, expense categories and information from bank, credit card and investment accounts. The product page describes more than 19,000 sources across accounts and loans; another stated coverage figure is more than 17,000 financial sources. FastLink is an embeddable browser tool for account linking with managed authentication. Transaction enrichment adds descriptions, merchant names, categories and geolocation. Developers can request refresh while a user waits or use daily background refreshes and webhook notifications. Supported institutions can use OAuth account connections with user consent. A free Sandbox after developer registration includes sample data for five preconfigured users, but does not support live-site linking or registering more sandbox users. The product page shows no price and directs prospective customers to request a demo; live data-source access requires contacting sales. Yodlee also says sensitive full account-number access requires Security Office approval.
Yapily Data
Yapily Data has no write-up on Specifiction yet; its figures are above.