Equifax Identity Matching vs Konfir Employment Verification

Equifax Identity Matching links customer information held in disconnected sources, including records where names or addresses differ. It assigns persistent consumer identifiers and can create consumer, household, and address keys, helping organizations form a single customer view. Equifax says it compares multiple datasets and data-element combinations, and can combine company records with consumer credit and specialty finance data. Matching and updates are described as cloud-based and near real time, with incremental key changes available through delta services. Delivery options include batch services, an online API, and cloud-native Keying as a Service in Snowflake or Google Cloud Platform BigQuery environments. Confidential Keying keeps raw personal information in a customer cloud environment. Data is encrypted and tokenized, usage is regulated by GLBA, and processes are regularly validated. OAuth 2.0 client credentials secure APIs; production access requires credentials and whitelisted IP addresses. Pricing is on request.

Konfir Employment Verification provides employment and income verification and insights for organisations. It draws on Open Banking, Payroll, HMRC, and document processing through direct APIs, and can verify current and previous employment as far back as six years. Gap Insights help establish what candidates were doing between jobs. Its Employer Database checks for associations with reference fraud or other suspicious activity, and employment pattern insights support assessment of candidate honesty and integrity. Requests can be managed in the web-based Konsole, submitted individually or through bulk CSV upload, with pre-built reports returned. Organisations can embed the service in their own UX, use white-labelled journeys, or receive results through webhooks, PDF output, or Konsole. Pre-built integrations are listed for Tifo, Access Screening, and Referoo. Konfir says users typically take two to five minutes to share information, with data returned instantly afterward. Applicants complete verification for free without a Konfir account. The Basic plan costs £5.50 per successfully verified activity; Kore and Enterprise pricing is usage-based and not listed.