Equifax Identity Matching vs ModernTax Employment Verification API
Equifax Identity Matching
developer.equifax.comModernTax Employment Verification API
moderntax.ioSide by side
| Figure | Equifax Identity Matching | ModernTax Employment Verification API |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Employment Verification Software | 7.9 (#6) | 6.9 (#24) |
| Intended users | Equifax identifies financial services, telecommunications, utilities, and other consumer service providers as suitable industries. | The page identifies HR platforms, background check companies, lenders, and platforms seeking to embed employment verification as intended users. |
| Purpose | Identity Matching identifies and links customer information across disconnected data sources, including when names or addresses vary. | Verifies W-2 and 1099 income from IRS Wage & Income transcripts for platforms and lenders. |
| Security | Equifax says Identity Matching data undergoes encryption and tokenization to support data privacy and compliance controls. | The site states that ModernTax is SOC 2 compliant, uses 256-bit encryption, and is IRS authorized. |
Plans
ModernTax Employment Verification API
- Employment Verification APIPriced on request
In their own words
Equifax Identity Matching
Equifax Identity Matching links customer information held in disconnected sources, including records where names or addresses differ. It assigns persistent consumer identifiers and can create consumer, household, and address keys, helping organizations form a single customer view. Equifax says it compares multiple datasets and data-element combinations, and can combine company records with consumer credit and specialty finance data. Matching and updates are described as cloud-based and near real time, with incremental key changes available through delta services. Delivery options include batch services, an online API, and cloud-native Keying as a Service in Snowflake or Google Cloud Platform BigQuery environments. Confidential Keying keeps raw personal information in a customer cloud environment. Data is encrypted and tokenized, usage is regulated by GLBA, and processes are regularly validated. OAuth 2.0 client credentials secure APIs; production access requires credentials and whitelisted IP addresses. Pricing is on request.
ModernTax Employment Verification API
ModernTax Employment Verification API has no write-up on Specifiction yet; its figures are above.