Equifax Identity Matching vs MyEmployment

Equifax Identity Matching links customer information held in disconnected sources, including records where names or addresses differ. It assigns persistent consumer identifiers and can create consumer, household, and address keys, helping organizations form a single customer view. Equifax says it compares multiple datasets and data-element combinations, and can combine company records with consumer credit and specialty finance data. Matching and updates are described as cloud-based and near real time, with incremental key changes available through delta services. Delivery options include batch services, an online API, and cloud-native Keying as a Service in Snowflake or Google Cloud Platform BigQuery environments. Confidential Keying keeps raw personal information in a customer cloud environment. Data is encrypted and tokenized, usage is regulated by GLBA, and processes are regularly validated. OAuth 2.0 client credentials secure APIs; production access requires credentials and whitelisted IP addresses. Pricing is on request.

MyEmployment provides employment and income verification while giving employees visibility and control over requests to access their data. Employees can get an alert when a request arrives, approve or deny it, set general preferences, or freeze access to their report. The service covers current and former employees, including people who left an employer years ago. For employers, it handles incoming verification requests and can verify new hires. MyEmployment says it connects with more than 60 payroll and HRIS platforms, including ADP, Paychex, Gusto, Workday, and UKG; verifiers can connect through a REST API. The company says it is SOC 2 certified and complies with the FCRA and major state privacy regulations. It describes encryption, verifier credentialing, permissible-purpose checks, and request monitoring and audits. Employee and employer services are free. Standard verification costs $59, paid once, paid by the verifier. The listed platforms are Android, iOS, web, and API.