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SPECIFICTION
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Equifax Identity Matching vs WageGate

Equifax Identity Matching

developer.equifax.com

WageGate

wagegate.co

Side by side

FigureEquifax Identity MatchingWageGate
Price from——
Free plan——
Free trial——
Open source——
Web—Yes
APIYesYes
Plans published11
Spec score · Employment Verification Software7.9 (#6)6.6 (#27)
IntegrationsBatch services are supported through MFT integrations, and the listed cloud environments are Snowflake and Google Cloud Platform BigQuery.WageGate says it uses a curated network of compliance and identity providers, without naming them on the page reviewed.
PurposeIdentity Matching identifies and links customer information across disconnected data sources, including when names or addresses vary.WageGate describes itself as an employment and income verification platform built for lenders.

Plans

Equifax Identity Matching

  • Live API accessPriced on request

Equifax Identity Matching pricing →

WageGate

  • Pay-per-verificationPriced on request

WageGate pricing →

In their own words

Equifax Identity Matching

Equifax Identity Matching links customer information held in disconnected sources, including records where names or addresses differ. It assigns persistent consumer identifiers and can create consumer, household, and address keys, helping organizations form a single customer view. Equifax says it compares multiple datasets and data-element combinations, and can combine company records with consumer credit and specialty finance data. Matching and updates are described as cloud-based and near real time, with incremental key changes available through delta services. Delivery options include batch services, an online API, and cloud-native Keying as a Service in Snowflake or Google Cloud Platform BigQuery environments. Confidential Keying keeps raw personal information in a customer cloud environment. Data is encrypted and tokenized, usage is regulated by GLBA, and processes are regularly validated. OAuth 2.0 client credentials secure APIs; production access requires credentials and whitelisted IP addresses. Pricing is on request.

Visit developer.equifax.com

WageGate

WageGate has no write-up on Specifiction yet; its figures are above.

Visit wagegate.co