Expensify vs Havoro
Expensify
expensify.comHavoro
havoro.appSide by side
| Figure | Expensify | Havoro |
|---|---|---|
| Price from | $5/mo | Free |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | Yes | — |
| Web | Yes | Yes |
| Windows | Yes | Yes |
| macOS | Yes | — |
| Linux | — | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Self-hosted | — | Yes |
| Plans published | 8 | 1 |
| Spec score · Budgeting And Expense Tracking | 9.3 (#1) | 8.3 (#8) |
| Product | Expensify is expense and spend management software covering expense reports, corporate cards, travel booking, reimbursements, bill pay, invoicing, and chat. | Havoro is a personal finance tracker that runs on your own hardware. |
| Security | Expensify states that it is PCI-DSS Level 1, SOC 1 Type II, and SOC 2 Type II compliant, with external grey box testing. | The security document says the self-hosted app uses bcrypt password hashing, JWT authentication in httpOnly cookies, and admin/member roles. |
| Support | Concierge AI screens inquiries, answers many using its help documentation, and escalates other inquiries to human responders and Success Coaches. | Support is community-based through GitHub issues, with no dedicated support service. |
Plans
Expensify
- SubmitFree
- SubmitFree
- Collect$5 a month
- Collect$5 a month
- Control (annual with Expensify Card)$9 a month
- Control (annual without Expensify Card)$18 a month
- Control$36 a month
- Control (pay per use)$36 a month
In their own words
Expensify
Expensify is expense and spend management software for expense reports, corporate cards, travel booking, reimbursements, bill pay, invoicing and chat. SmartScan extracts receipt details, codes expenses, matches card transactions when available and flags prohibited purchases at the line-item level. Expensify Travel supports policy-controlled booking for flights, hotels, cars and rail. Customers can import card feeds from more than 10,000 banks without adopting the Expensify Card. Listed integrations span accounting, ERP, HR, payroll, travel, banking and consumer apps, including QuickBooks, NetSuite, Xero, Sage Intacct, Workday and Gusto; a self-service API is free. The free Submit plan includes receipt scanning, mileage tracking, expense reports and personal card import. Collect is listed at $5 a month per unique member for customers whose first workspace was created on or after April 1, 2025. Expensify states it is PCI-DSS Level 1, SOC 1 Type II and SOC 2 Type II compliant. It is not an accounting ledger, tax filing service, bank or credit issuer.