Expensify vs Ramp Expense Management

Expensify is expense and spend management software for expense reports, corporate cards, travel booking, reimbursements, bill pay, invoicing and chat. SmartScan extracts receipt details, codes expenses, matches card transactions when available and flags prohibited purchases at the line-item level. Expensify Travel supports policy-controlled booking for flights, hotels, cars and rail. Customers can import card feeds from more than 10,000 banks without adopting the Expensify Card. Listed integrations span accounting, ERP, HR, payroll, travel, banking and consumer apps, including QuickBooks, NetSuite, Xero, Sage Intacct, Workday and Gusto; a self-service API is free. The free Submit plan includes receipt scanning, mileage tracking, expense reports and personal card import. Collect is listed at $5 a month per unique member for customers whose first workspace was created on or after April 1, 2025. Expensify states it is PCI-DSS Level 1, SOC 1 Type II and SOC 2 Type II compliant. It is not an accounting ledger, tax filing service, bank or credit issuer.

Ramp Expense Management has no write-up on Specifiction yet; its figures are above.