Expensya vs Pluto Card
Expensya
expensya.com
Pluto Card
getpluto.comSide by side
| Figure | Expensya | Pluto Card |
|---|---|---|
| Price from | €0.42/mo | Free |
| Free plan | — | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| Plans published | 3 | 1 |
| Spec score · Expense Management | 8.1 (#8) | 7.4 (#16) |
| Product | Expensya automates and controls business expenses and gives finance teams visibility into company spend. | Pluto combines corporate cards, expense management, petty cash, procurement, invoice management and accounting automation in one platform. |
| Support | The enterprise pricing page includes business guidance, implementation and monitoring by project managers, proactive multilingual support, and a Customer Success Unit. | Pluto’s About page states that its team resolves most support requests in an average of 15 minutes. |
Plans
In their own words
Pluto Card
Pluto Card combines corporate cards, expense management, petty cash, procurement, invoice management, and accounting automation in one platform. Employees can submit receipts through WhatsApp, SMS, or email for AI processing, while the platform monitors spending against policies and budgets. Its prepaid Mastercard corporate cards offer real-time spending limits and budgets, with up to 2% cashback on business expenses. Procurement tools include configurable approval routing, vendor contract tracking, and two-way and three-way GRN matching. Pluto says its AI OCR can process hundreds of invoices within minutes and flag duplicates. Listed accounting integrations include NetSuite, Wafeq, Xero, Tally, Zoho, Microsoft Dynamics, QuickBooks, Oracle Fusion, Oracle JD Edwards, Epicor, SAP, Odoo, and Infor. HR and sign-in options include Workday, Deel, BambooHR, Okta, Microsoft Entra ID, Google SSO, and Ping Identity. Pluto lists Android, iOS, and web platforms. Its free plan has no monthly subscription and covers up to 10 users. The product is presented for businesses from small companies to large groups, including retail, food and beverage, professional services, and technology startups.