Fina Money vs SoFi
Fina Money
fina.moneySoFi
sofi.comSide by side
| Figure | Fina Money | SoFi |
|---|---|---|
| Price from | $8.25/mo | Free |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| Plans published | 3 | 7 |
| Spec score · Personal Finance Software | 8.6 (#28) | 9.5 (#1) |
| Account sync | both | both |
| Bill tracking | Yes | Users can set up budgets and spot upcoming bills. |
| Budgeting tools | Yes | Yes |
| Company history | Fina says it was founded in 2023 by a team of high-tech software engineers. | SoFi says Social Finance, Inc. was founded by Stanford business school students in August 2011 using an alumni-funded lending model. |
| Founded | 2023 | 2011 |
| Free plan | Yes | Yes |
| Net-worth tracking | Yes | Yes |
| Report export | Yes | Yes |
| Support | Fina lists [email protected] as its support contact. | SoFi lists phone, email, live chat, and social-media support channels, with U.S. customer support at 855-456-7634. |
Plans
SoFi
- SoFi Coach / RelayPriced on request
- SoFi Coach / RelayPrice not published
- SoFi Plus$10 a month
- SoFi Plus$120 a year
- SoFi Checking and SavingsFree
- SoFi Plus$10 a month
- SoFi CoachFree
In their own words
SoFi
SoFi brings banking, lending, investing, credit cards, insurance, crypto, and financial guidance into one platform. Its banking tools cover balance and transaction monitoring, alerts, bill pay, transfers, mobile check deposits, debit-card controls, and automated savings. SoFi Invest offers self-directed and robo investing, IRAs, stock and IPO investing, fractional shares, and ETFs. SoFi Relay links external accounts and helps members track credit scores and finances. SoFi Coach provides financial insights by chat 24-7, with a budget planner and retirement and investment goal tracking; it can connect accounts from more than 12,000 financial institutions. Members can transfer money and open checking and savings accounts through chat, but Coach does not recommend specific stocks or execute trades. Coach is free to members using SoFi banking, borrowing, or investing services. SoFi Plus costs $10 a month. Checking and Savings is listed at free, with no account, service, or maintenance fees and no minimum balance requirement. SoFi lists web and mobile access, and its official app is distributed through the Apple App Store and Google Play Store.