Finanzguru vs Sure
Finanzguru
finanzguru.deSure
sure.amSide by side
| Figure | Finanzguru | Sure |
|---|---|---|
| Price from | €0.99/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| macOS | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Self-hosted | — | Yes |
| Plans published | 3 | 1 |
| Spec score · Personal Finance Software | 8.7 (#22) | 8.8 (#11) |
| Account connections | Finanzguru says users can connect more than 4,000 banks and providers, including checking and savings accounts, crypto exchanges, and investment accounts. | Sure says users can link accounts from over 10,000 financial institutions through Plaid. |
| Account sync | automatic | both |
| AI assistant | The AI companion answers questions using actual transactions linked to the user's accounts and can suggest next steps. | Sure’s AI assistant answers questions about financial data and supports natural-language chat and financial analysis. |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Mobile apps | both | both |
| Net-worth tracking | Yes | Yes |
| Product | Finanzguru describes itself as a digital household budget app for viewing income, spending, accounts, and contracts in one place. | Sure describes itself as an all-in-one personal finance platform for tracking, optimizing, growing, and managing money. |
| Report export | Yes | Yes |
| Security | Finanzguru says data is encrypted and stored in a German data center, with access protected by OAuth2, SSL, firewalls, and two-factor authentication. | Sure says it uses strong encryption and secure authentication, and that account-link data is protected with Plaid. |
| Support | The imprint directs customers to the help center and lists email and WhatsApp as contact options. | The pricing page directs users with unanswered questions to the Sure community on Discord. |
Plans
In their own words
Finanzguru
Finanzguru has no write-up on Specifiction yet; its figures are above.
Sure
Sure is a personal finance platform for tracking and managing personal and business money. It links accounts from more than 10,000 financial institutions through Plaid, and users can add assets and debts manually, including collectibles and personal loans. Investment balances can be combined with live market data. Transaction management includes custom categories, merchants and tags, filters, bulk edits, notes, receipts, manual entry, and CSV imports. Rules can categorize transactions by description, merchant, or amount, and apply to past or future activity. Budgeting tools cover category budgets, spending trends, cash-flow planning, and planned-versus-actual comparisons. An AI assistant answers questions about financial data through natural-language chat and analysis. Sure is open source under AGPLv3 and its self-hosted plan costs nothing, with contributions optional. It supports web, macOS, iOS, Android, API, and self-hosted use. The pricing page says a proper hosted version is not yet offered; users can self-host or consider third-party hosting.