| Price from | €60/mo | $250/mo |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 4 | 10 |
| Spec score · Bank Connectivity Software | 8.1 (#10) | 7.8 (#19) |
| Founded | 2008 | 2016 |
| Headquarters | Munich, Germany | Toronto, Canada |
| Integrations | The Banking API includes connections through XS2A, FinTS/HBCI, web scraping and financial service provider APIs; its Access packages also list PayPal API connections. | Flinks says fintechs can integrate with 500+ financial apps. |
| Payments | The Payment API supports SEPA transfers, collective transfers, standing orders, scheduled transfers, instant payments, direct debits and collective direct debits. | Pay supports account validation, funding, loan repayments, and PAD authorization; its listed rails include Interac e-Transfer and EFT. |
| Support | The pricing page says standard support and shared hosting are included with the SaaS licence; premium support, project support, consulting and dedicated hosting are available on request. | All customers can submit tickets through the Support portal, and Scale plan customers and above receive a dedicated customer success representative. |
| What it does | finAPI provides cloud-based financial software to aggregate and analyze financial data for businesses and create financial services and online applications. | Flinks combines financial connectivity, intelligence, and payments to help businesses deliver financial experiences. |
