finAPI vs Statement
finAPI
finapi.io
Statement
statement.ioSide by side
| Figure | finAPI | Statement |
|---|---|---|
| Price from | €60/mo | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | — |
| Plans published | 4 | 0 |
| Spec score · Bank Connectivity Software | 8.1 (#10) | 6.9 (#42) |
| Bank connectivity | The Banking API retrieves account data using PSD2 XS2A, FinTS, web scraping or financial service provider APIs, depending on availability. | Statement says it connects to 3,000+ global corporate banks. |
| Integrations | The Banking API includes connections through XS2A, FinTS/HBCI, web scraping and financial service provider APIs; its Access packages also list PayPal API connections. | Statement says it connects banks, ERPs, and core finance tools, and supports two-way ERP sync. |
| Support | The pricing page says standard support and shared hosting are included with the SaaS licence; premium support, project support, consulting and dedicated hosting are available on request. | The company’s values page says it offers around-the-clock response to meet customer needs. |
Plans
finAPI
- Access B2C — basic licence, up to 200 users€60 a month
- Data Intelligence PG A — basic licence to 200 calls€80 a month
- finAPI Demobank Lite€99 a month
- Access B2X — basic licence, up to 200 users€100 a month
In their own words
Statement
Statement is a web-based treasury automation platform for cash visibility, forecasting, reconciliation, and insights. It consolidates cash positions across accounts, entities, regions, and currencies with real-time updates, and connects to more than 3,000 corporate banks, ERPs, and finance tools. Its AI organizes raw bank transaction data. Forecasts use cash inflows, outflows, and live ERP data, with a 13-week horizon. Users can automate budget-versus-actual analysis and create unlimited scenario plans. Treasury insights identify trends, anomalies, risks, and opportunities, including projected liquidity, hedging risk, unusual transactions, and high fees. Daily or weekly summaries can arrive by email. Two-way ERP synchronization, custom views, and role-based permissions support finance teams. Statement lists SOC-I, SOC-II, GDPR, and ISO-27001 certification. Custom onboarding is available, and the company says customers can go live in weeks without an IT lift. Pricing is on request.