finAPI vs Stripe Financial Connections
finAPI
finapi.ioStripe Financial Connections
stripe.comSide by side
| Figure | finAPI | Stripe Financial Connections |
|---|---|---|
| Price from | €60/mo | $0.30/mo |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 4 | 5 |
| Spec score · Bank Connectivity Software | 8.1 (#10) | 7.3 (#35) |
| Integrations | The Banking API includes connections through XS2A, FinTS/HBCI, web scraping and financial service provider APIs; its Access packages also list PayPal API connections. | Stripe lists interoperability with ACH Direct Debit, Connect, Checkout, Payment Links, and Stripe Identity for specified workflows. |
Plans
finAPI
- Access B2C — basic licence, up to 200 users€60 a month
- Data Intelligence PG A — basic licence to 200 calls€80 a month
- finAPI Demobank Lite€99 a month
- Access B2X — basic licence, up to 200 users€100 a month
Stripe Financial Connections
- Pay-as-you-go — balances$0.10, paid once
- Pay-as-you-go — transactions$0.30 a month
- Pay-as-you-go — account owners$1.50, paid once
- Pay-as-you-go — instant bank account verifications$1.50, paid once
- Custom pricingPriced on request
In their own words
Stripe Financial Connections
Stripe Financial Connections has no write-up on Specifiction yet; its figures are above.