finbee vs Piggo

finbee is an automatic savings app for setting goals and rules, then following progress and savings history. Users can set a target amount and deadline and choose recurring savings, card-purchase round-ups, step-based saving, or saving based on unused card spending capacity. Round-ups require a registered debit or credit card and save the difference between a purchase and a selected rounded amount. A trial savings mode lets users practice without linking a bank account. Bank API agreements are listed for SBI Sumishin Net Bank, Mizuho Bank, Chiba Bank, Hokuetsu Bank, Iyo Bank, Hyakugo Bank, Chugoku Bank, Toho Bank, Musashino Bank, and Japan Post Bank. The free plan costs nothing and permits viewing active-goal history for two years, but not completed-goal history. The Basic plan costs ¥300 a month, and Premium costs ¥500 a month; both hide ads and show active and completed history, with goals capped at 20 for Basic and unlimited for Premium. Mizuho transfers have a ¥500,000 daily limit, and a bank fee may apply when transferring unallocated funds. Android step saving requires Health Connect on app version 8.5.0 or later.

Piggo is a family pocket money app for managing allowances, chores, savings goals and children's stock portfolios. Parents can schedule recurring weekly or monthly transfers for each child, in or out. Families can set recurring chores, one-off tasks and first-come open tasks; a parent approves completed chores before rewards reach the child's account. Children can request deposits or withdrawals with a note and receipt photo for a parent to approve or decline. Parents can set savings goals and pay interest on a child's savings account. Each child can have a small portfolio showing real prices updated daily, for information and education; it does not trade securities or provide investment advice. Piggo is free while the app is in beta, listed at free, and runs on Android, iOS and web. It supports Danish, English, Spanish, German, Italian, French, Swedish and Norwegian. Piggo says it does not hold, move or pay out real money; it is intended for family bookkeeping, with an adult creating and managing the family.