- 1Runs onAndroid, iOS
- 2CostsFree plan · paid from ¥250/mo
- 3Card roundupsYes
- 4Scheduled transfersYes
- 5Custom savings rulesYes
- 6Savings goal limit20 goals
- 7Interest on savingsYes
- 8Withdrawal methodmanual
Overview
finbee is an automatic savings app for setting goals and rules, then following progress and savings history. Users can set a target amount and deadline and choose recurring savings, card-purchase round-ups, step-based saving, or saving based on unused card spending capacity. Round-ups require a registered debit or credit card and save the difference between a purchase and a selected rounded amount. A trial savings mode lets users practice without linking a bank account. Bank API agreements are listed for SBI Sumishin Net Bank, Mizuho Bank, Chiba Bank, Hokuetsu Bank, Iyo Bank, Hyakugo Bank, Chugoku Bank, Toho Bank, Musashino Bank, and Japan Post Bank. The free plan is free and permits viewing active-goal history for two years, but not completed-goal history. The Basic plan costs 300.00 JPY per month, and Premium costs 500.00 JPY per month; both hide ads and show active and completed history, with goals capped at 20 for Basic and unlimited for Premium. Mizuho transfers have a ¥500,000 daily limit, and a bank fee may apply when transferring unallocated funds. Android step saving requires Health Connect on app version 8.5.0 or later.
Who it is for
finbee suits people who want to save toward goals using schedules, card activity, or step counts. Its trial mode also lets users try the process without connecting a bank account.
What is good
- Supports recurring, round-up, and step-based savings.
- Trial savings works without a linked bank account.
- Free plan is free.
- Premium permits unlimited savings goals.
- Available on Android and iOS.
What to know first
- Free plan excludes completed-goal history.
- Android step saving needs Health Connect on version 8.5.0 or later.
- Mizuho transfers are limited to ¥500,000 per day.
- A bank fee may apply to unallocated Mizuho transfers.
Verdict
finbee offers several rule-based ways to build savings, with a practice mode and free tier. The free history restriction, Mizuho transfer cap, and applicable bank fee are worth noting.
finbee plans and pricing
All plansCompared on automated savings apps
Facts
- 用途
- finbeeは、目標金額や期限、自動貯金ルールを設定して貯金を支援する自動貯金アプリです。play.google.com · 29 Sept 2026
- 費用上の注意
- みずほ銀行利用者は、未振替額を貯金用口座へ振り替える際に銀行側の手数料が発生する場合があります。finbee.zendesk.com · 29 Sept 2026
- セキュリティ
- 運営会社は不正アクセスや情報漏洩を防ぐため、組織的・物理的・技術的・人的安全管理措置の観点から対策を実施するとしています。finbee.jp · 29 Sept 2026
- サポート
- 問い合わせフォームには、通常3営業日以内にfinbeeサポート担当から返信すると記載されています。finbee.zendesk.com · 29 Sept 2026
- 端末制限
- 同一アカウントを複数端末で利用できないとFAQに記載されています。finbee.zendesk.com · 29 Sept 2026
- Purpose
- finbee is an automatic savings service where users set savings goals and rules, and the app displays savings history and progress.finbee.jp · 30 Sept 2026
- Savings rules
- Its savings rules include recurring savings, card purchase change savings, step-based savings, and savings based on unused card spending capacity.finbee.jp · 30 Sept 2026
- Round-up savings
- For round-up savings, users can register a debit or credit card and automatically save the difference between a purchase and a selected round number.finbee.jp · 30 Sept 2026
- Step savings
- The service can save according to step counts, and Android users need Health Connect for this feature on app version 8.5.0 or later.finbee.jp · 30 Sept 2026
- Bank integrations
- The maker lists API agreements with SBI Sumishin Net Bank, Mizuho Bank, Chiba Bank, Hokuetsu Bank, Iyo Bank, Hyakugo Bank, Chugoku Bank, Toho Bank, Musashino Bank, and Japan Post Bank.finbee.jp · 30 Sept 2026
- Practice mode
- The maker says users can try savings without linking a bank account through its trial savings feature.finbee.jp · 30 Sept 2026
- Account requirements
- Users must register an account to use some member services, and linked and savings accounts must be in the user's own name.finbee.jp · 30 Sept 2026
- Security policy
- NestEgg says it applies organizational, physical, technical, and personnel security measures to prevent unauthorized access and information leaks.finbee.jp · 30 Sept 2026
- Bank data protection
- The bank API agreement says user information obtained from banks is not disclosed to third parties except when required by law or when the user consents.finbee.jp · 30 Sept 2026
- Support
- The maker provides a help center with topics covering account registration, bank linking, savings rules, savings features, and points.finbee.zendesk.com · 30 Sept 2026
- Fees and limits
- The terms state that users pay no fees for the service and specify a daily transfer limit of ¥500,000 for linked Mizuho accounts, with no stated limit for other linked banks.finbee.jp · 30 Sept 2026
- Intended users
- The company describes its business as planning, developing, and operating savings and payment services.finbee.jp · 30 Sept 2026
Company
- Founded
- 2016finbee.jp · 28 Sept 2026
- Headquarters
- Tokyo, Japanfinbee.jp · 28 Sept 2026
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Sources
- play.google.com/store/apps/details· checked 29 Sept 2026
- finbee.zendesk.com/hc/ja/articles/360000807132-%E3%82%B5%E· checked 29 Sept 2026
- finbee.jp/security_policy/· checked 29 Sept 2026
- finbee.zendesk.com/hc/ja/requests/new· checked 29 Sept 2026
- finbee.zendesk.com/hc/ja/articles/4901659337758-finbee-%E3· checked 29 Sept 2026
- finbee.jp/terms/· checked 30 Sept 2026
- finbee.jp/news/20161226/· checked 30 Sept 2026
- finbee.jp/news/20210908/· checked 30 Sept 2026
- finbee.jp/news/20250303/· checked 30 Sept 2026
- finbee.jp/api_agreement/· checked 30 Sept 2026
- finbee.jp/news/20180905/· checked 30 Sept 2026
- finbee.zendesk.com/hc/ja· checked 30 Sept 2026