Betterment From $0.05/mo · Free plan 9.2 Visit 
finbee
finbee.jp
What it is
finbee is an automatic savings app for setting goals and rules, then following progress and savings history. Users can set a target amount and deadline and choose recurring savings, card-purchase round-ups, step-based saving, or saving based on unused card spending capacity. Round-ups require a registered debit or credit card and save the difference between a purchase and a selected rounded amount. A trial savings mode lets users practice without linking a bank account. Bank API agreements are listed for SBI Sumishin Net Bank, Mizuho Bank, Chiba Bank, Hokuetsu Bank, Iyo Bank, Hyakugo Bank, Chugoku Bank, Toho Bank, Musashino Bank, and Japan Post Bank. The free plan costs nothing and permits viewing active-goal history for two years, but not completed-goal history. The Basic plan costs ¥300 a month, and Premium costs ¥500 a month; both hide ads and show active and completed history, with goals capped at 20 for Basic and unlimited for Premium. Mizuho transfers have a ¥500,000 daily limit, and a bank fee may apply when transferring unallocated funds. Android step saving requires Health Connect on app version 8.5.0 or later.
Spec sheet
- Purpose
- finbee is an automatic savings service where users set savings goals and rules, and the app displays savings history and progress.Read 30 Sep 2026 · finbee.jp
- Intended users
- The company describes its business as planning, developing, and operating savings and payment services.Read 30 Sep 2026 · finbee.jp
- Support
- The maker provides a help center with topics covering account registration, bank linking, savings rules, savings features, and points.Read 30 Sep 2026 · finbee.zendesk.com
- Headquarters
- Tokyo, JapanRead 28 Sep 2026 · finbee.jp
- Founded
- 2016Read 28 Sep 2026 · finbee.jp
- Account requirements
- Users must register an account to use some member services, and linked and savings accounts must be in the user's own name.Read 30 Sep 2026 · finbee.jp
- Bank data protection
- The bank API agreement says user information obtained from banks is not disclosed to third parties except when required by law or when the user consents.Read 30 Sep 2026 · finbee.jp
- Bank integrations
- The maker lists API agreements with SBI Sumishin Net Bank, Mizuho Bank, Chiba Bank, Hokuetsu Bank, Iyo Bank, Hyakugo Bank, Chugoku Bank, Toho Bank, Musashino Bank, and Japan Post Bank.Read 30 Sep 2026 · finbee.jp
- Fees and limits
- The terms state that users pay no fees for the service and specify a daily transfer limit of ¥500,000 for linked Mizuho accounts, with no stated limit for other linked banks.Read 30 Sep 2026 · finbee.jp
- Practice mode
- The maker says users can try savings without linking a bank account through its trial savings feature.Read 30 Sep 2026 · finbee.jp
- Round-up savings
- For round-up savings, users can register a debit or credit card and automatically save the difference between a purchase and a selected round number.Read 30 Sep 2026 · finbee.jp
- Savings rules
- Its savings rules include recurring savings, card purchase change savings, step-based savings, and savings based on unused card spending capacity.Read 30 Sep 2026 · finbee.jp
- Security policy
- NestEgg says it applies organizational, physical, technical, and personnel security measures to prevent unauthorized access and information leaks.Read 30 Sep 2026 · finbee.jp
- Step savings
- The service can save according to step counts, and Android users need Health Connect for this feature on app version 8.5.0 or later.Read 30 Sep 2026 · finbee.jp
- 端末制限
- 同一アカウントを複数端末で利用できないとFAQに記載されています。Read 29 Sep 2026 · finbee.zendesk.com
Plans and prices
finbee Free No service fee · Mizuho Bank transfers capped at ¥500,000 per day; other linked banks have no stated cap Read 30 Sep 2026 · finbee.jp
フリープラン Free 無料 · 貯金中の履歴は2年間のみ閲覧可 · 達成済み目標の履歴は閲覧不可 Read 29 Sep 2026 · play.google.com
ベーシック ¥300 a month 月額：300円（税込） 広告非表示 · 貯金目標20個まで · 貯金中・達成済みの全履歴を閲覧可 Read 29 Sep 2026 · play.google.com
プレミアム ¥500 a month 月額：500円（税込） 広告非表示 · 貯金目標数無制限 · 貯金中・達成済みの全履歴を閲覧可 Read 29 Sep 2026 · play.google.com
ベーシック ¥3,000 a year 年額：3,000円（税込）（250円/月の計算） 広告非表示 · 貯金目標20個まで · 貯金中・達成済みの全履歴を閲覧可 Read 29 Sep 2026 · play.google.com
プレミアム ¥5,000 a year 年額：5,000円（税込）（416円/月の計算） 広告非表示 · 貯金目標数無制限 · 貯金中・達成済みの全履歴を閲覧可 Read 29 Sep 2026 · play.google.com
Strong points and limits
Strong points
- Supports recurring, round-up, and step-based savings.
- Trial savings works without a linked bank account.
- Free plan costs nothing.
- Premium permits unlimited savings goals.
- Available on Android and iOS.
Limits
- Free plan excludes completed-goal history.
- Android step saving needs Health Connect on version 8.5.0 or later.
- Mizuho transfers are limited to ¥500,000 per day.
- A bank fee may apply to unallocated Mizuho transfers.
Who it suits
finbee suits people who want to save toward goals using schedules, card activity, or step counts. Its trial mode also lets users try the process without connecting a bank account.
Verdict
finbee offers several rule-based ways to build savings, with a practice mode and free tier. The free history restriction, Mizuho transfer cap, and applicable bank fee are worth noting.
Where Specifiction places it
- Automated Savings Apps#7 of 188.3
