Betterment From $0.05/mo · Free plan 9.2 Visit 
Amini
aminihq.com
What it is
Amini combines personal and group money management, savings, transfers, and bill payments in one app made for Nigerians. Users can save toward goals, lock money away, or arrange wallet deductions on a daily, weekly, or monthly schedule. Adashi supports rotating savings circles: members record scheduled contributions in a shared ledger, and each payout goes to a member’s wallet in turn. Users can send money to other Amini users or Nigerian bank accounts, and pay for airtime, data, electricity, and TV subscriptions from their wallet. Downloading the app, opening an account, and transfers between Amini users are free. Bank withdrawals and bill payments carry provider fees shown before confirmation. Withdrawal rules and any applicable fees depend on the savings plan and are displayed in the app before confirmation. Amini is available for Android and iOS in Hausa and English, with a language switch in settings. Compatible devices can use biometric sign-in, while money-moving actions require a separate transaction PIN. Setup requires phone number verification, a passcode, and required account checks. The site directs users to email for help and says a person will answer.
Spec sheet
- Purpose
- Amini combines personal and group money management, savings, transfers, and bill payments in one app for Nigerians.Read 8 Oct 2026 · aminihq.com
- Audience
- Amini describes itself as made for Nigeria and built for everyday money needs.Read 8 Oct 2026 · aminihq.com
- Platforms
- The site directs users to download the app on iPhone or Android.Read 8 Oct 2026 · aminihq.com
- Security
- Amini supports biometric sign-in on compatible devices and a separate transaction PIN for money-moving actions.Read 8 Oct 2026 · aminihq.com
- Support
- The site directs users to email [email protected] for help and says a person will answer.Read 8 Oct 2026 · aminihq.com
- Headquarters
- Abuja, NigeriaRead 28 Sep 2026 · aminihq.com
- Company
- The site identifies the company as Amini Technologies Ltd and gives its physical address as Plot 347A, Ipent 7 Estate, Karsana, Abuja.Read 8 Oct 2026 · aminihq.com
- Account setup
- Account setup requires phone number verification, a passcode, and required account checks.Read 8 Oct 2026 · aminihq.com
- Adashi
- Amini’s Adashi feature supports rotating savings circles with scheduled contributions, a shared ledger and payouts to members in turn.Read 8 Oct 2026 · aminihq.com
- Bills
- The app supports payments for airtime, data, electricity, and TV subscriptions from the wallet.Read 8 Oct 2026 · aminihq.com
- Fees
- Downloading and opening an account are free, and transfers between Amini users cost nothing; bank withdrawals and bill payments carry provider fees shown before confirmation.Read 8 Oct 2026 · aminihq.com
- Group savings
- Adashi lets a savings circle track scheduled contributions in a shared ledger, with each payout going to a member’s wallet in turn.Read 8 Oct 2026 · aminihq.com
- Languages
- The app is available in Hausa and English, and users can switch languages in settings.Read 8 Oct 2026 · aminihq.com
- Savings
- Users can save toward goals, lock money away, or set daily, weekly, or monthly automatic savings from their wallet.Read 8 Oct 2026 · aminihq.com
- Savings limits
- Withdrawal conditions and any applicable fees depend on the savings plan and should be reviewed in the app before confirming.Read 8 Oct 2026 · aminihq.com
- Scheduled savings
- Users choose an amount and daily, weekly or monthly rhythm, and Amini debits their wallet on schedule.Read 8 Oct 2026 · aminihq.com
- Sign-in security
- Amini supports biometric sign-in on compatible devices and uses a separate transaction PIN for money-moving actions.Read 8 Oct 2026 · aminihq.com
- Transfers
- Users can send money to another Amini user or a Nigerian bank account.Read 8 Oct 2026 · aminihq.com
- Withdrawal limits
- Early withdrawal rules and any applicable fees depend on the savings plan and are shown in the app before confirmation.Read 8 Oct 2026 · aminihq.com
Plans and prices
Amini app Free Downloading and opening an account are free; transfers between Amini users cost nothing; bank withdrawals and bill payments carry provider fees Read 8 Oct 2026 · aminihq.com
Strong points and limits
Strong points
- Savings can run daily, weekly, or monthly.
- Adashi tracks group contributions in a shared ledger.
- Transfers between Amini users cost nothing.
- Available in Hausa and English.
- Uses a separate transaction PIN for money-moving actions.
Limits
- Bank withdrawals carry provider fees.
- Bill payments carry provider fees.
- Withdrawal conditions depend on the savings plan.
- Account setup requires phone verification and account checks.
Who it suits
Amini suits people in Nigeria who want savings, transfers, bill payments, or a shared savings circle in one app. It may also suit users who prefer Hausa or English and want biometric sign-in on compatible devices.
Verdict
Amini brings personal and group savings together with transfers and bill payments, with no charge for transfers between its users. Bank withdrawal and bill fees apply, and savings withdrawal conditions vary by plan.
Where Specifiction places it
- Automated Savings Apps#4 of 188.4
