Tech riderRev. 30 Sept 2026

Goin

Ch 107.1of 17Automated Savings Apps

1Runs onAndroid, Browser, iOS
2CostsFree plan · paid from €1.33/mo
3Card roundupsYes
4Scheduled transfersYes
5Custom savings rulesYes
6Interest on savingsYes
7Withdrawal methodmanual

7 lines stated Written from the maker's own pages: goin.app, faqs.goin.app, play.google.com

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Overview

Goin combines automatic saving, budgeting, cryptocurrency investment and shopping rewards in a financial app for Android and iOS, with a Chrome extension for browser offers. Users can connect a bank or card through PSD2 and save with round-ups, scheduled contributions, habit-based rules or a percentage of income. Goals and wallets separate money and show progress; users can also pay into friends’ goals or request money that arrives instantly. Investment options cover more than 50 cryptocurrencies, including Bitcoin, Ethereum, Cardano, Polygon and Avalanche. Its saving accelerator advertises 5% APY through investment in a DeFi protocol. Participating brands provide automatic cashback, while the app offers hundreds of discounted virtual gift cards. The extension adds cashback, gift cards and coupons across more than 1,000 brands. Goin says data is encrypted with 256-bit TLS and funds are held by Easy Payments and Finance E.P.S.A., registered with the Bank of Spain under code 6849. The free plan includes automatic saving, investment options and rewards; Goin Pro costs 1.33€/month. Inactive accounts may incur monthly fees after three, nine and twelve months.

Who it is for

Goin suits people who want to organize savings into goals, automate contributions or explore cryptocurrency investments alongside shopping rewards. Its free plan includes automatic saving, investment options and rewards, while Pro adds more cashback and flexible, speedy saving.

What is good

Connects banks and cards through PSD2.
Offers several automatic saving methods.
Invests in more than 50 cryptocurrencies.
Includes cashback and discounted gift cards.
Free plan includes saving, investment options and rewards.

What to know first

Goin Pro costs 1.33€/month.
Inactive-account fees may apply after three months.
The 5% APY is advertised through DeFi investment.

Verdict

Goin brings automated saving, goals, cryptocurrency investment and shopping rewards together across mobile apps and a Chrome extension. Readers should note the Pro fee, possible inactive-account charges and the DeFi basis of the advertised 5% APY.

Goin plans and pricing

All plans

Goin Free automatic saving · investment options · Rewards faqs.goin.app · 30 Sept 2026

Goin Pro €1.33/mo 1.33€/month more cashback · flexible and speedy saving · withdraw money whenever and however you want play.google.com · 30 Sept 2026

Compared on automated savings apps

Free plan: Yesgoin.app
Card roundups: Yesgoin.app
Scheduled transfers: Yesgoin.app
Custom savings rules: Yesgoin.app
Interest on savings: Yesgoin.app
Withdrawal method: manualgoin.app

Facts

Purpose: Goin is an AI financial platform for growing money and buying cheaper online and offline.goin.app · 30 Sept 2026
Bank connection: Users can connect any bank or card through PSD2.goin.app · 30 Sept 2026
Automatic saving: Saving methods include expense round-ups, regular contributions, habit-based saving and saving a percentage of income.goin.app · 30 Sept 2026
Budgeting: Users can separate money into goals or wallets, track progress and receive information.goin.app · 30 Sept 2026
Payments: Users can pay directly to friends' goals and request money that they receive instantly.goin.app · 30 Sept 2026
Crypto investing: Goin offers investment in more than 50 cryptocurrencies, including Bitcoin, Ethereum, Cardano, Polygon and Avalanche.goin.app · 30 Sept 2026
Saving accelerator: The saving accelerator advertises 5% APY through investment in a DeFi protocol.goin.app · 30 Sept 2026
Cashback: Users receive automatic cashback when spending with participating brands in the app.goin.app · 30 Sept 2026
Gift cards: The app offers hundreds of discounted virtual gift cards.goin.app · 30 Sept 2026
Browser extension: The Chrome extension provides cashback, discounted gift cards and coupons across more than 1,000 brands.goin.app · 30 Sept 2026
Security: Goin says data is encrypted with 256-bit TLS and money is held by Easy Payments and Finance E.P.S.A., registered with the Bank of Spain under code 6849.goin.app · 30 Sept 2026
Privacy compliance: Goin says it encrypts and stores data and complies with European GDPR and Spanish data-protection legislation.faqs.goin.app · 30 Sept 2026
Inactive-account fees: Inactive accounts may be charged monthly fees of 0.99€ after three months, 1.99€ after nine months and 2.99€ after twelve months.faqs.goin.app · 30 Sept 2026
Support: The listed support email is [email protected].play.google.com · 30 Sept 2026