SavingsBox
- 1Runs onAndroid, iOS, Web
- 2CostsFree plan · paid from $4.99/mo
- 3Card roundupsYes
- 4Scheduled transfersYes
- 5Interest on savingsNo
- 6Withdrawal methodmanual
Overview
SavingsBox is an app for personal and group savings goals, with contribution tools, spending insights, and coaching. Users can create savings boxes, make manual contributions, and use card round-ups. Linked bank accounts connect through Plaid for spending insights, while boxes can be funded by ACH transfer or card. Its AI coach, Maya, reviews progress and spending, flags goals that are falling behind, proposes catch-up plans, and checks in weekly. Other tools include smart bill alerts, savings streaks and challenges, and a real-time financial health score. The Free plan is free and includes personal boxes, limited AI coaching, bank and ACH payments, a wallet, and manual contributions. Premium costs 4.99 USD per month and adds unlimited boxes and coaching, group boxes, recurring contributions, and priority support. SavingsBox Pro plans are aimed at finance professionals and include appointment and client management, earnings tracking, meeting-link sharing, and premium AI client insights. Consumer users must be at least 18, U.S. residents, and have a valid U.S. bank account. The company says SavingsBox is not a bank; third parties provide payment processing, custody, and money transmission.
Who it is for
SavingsBox suits eligible U.S. adults saving toward personal or group goals who want coaching and contribution tools. SavingsBox Pro is for licensed or certified finance professionals seeking appointment, client, and earnings management tools.
What is good
- Supports personal and group savings boxes.
- Maya provides weekly progress check-ins.
- Offers card round-ups and recurring contributions on Premium.
- Pro includes appointment and client management.
What to know first
- Consumer users must be at least 18 and U.S. residents.
- A valid U.S. bank account is required.
- SavingsBox is not a bank.
- Withdrawals are manual.
Verdict
SavingsBox combines goal boxes, contribution options, and coaching, with separate Pro plans for finance professionals. Users should note the U.S. eligibility requirements and that third parties provide payment processing, custody, and money transmission.
SavingsBox plans and pricing
All plansCompared on automated savings apps
- Free plan
- Yesthesavingsbox.com
- Paid from
- $4.99/mothesavingsbox.com
- Card roundups
- Yesthesavingsbox.com
- Scheduled transfers
- Yesthesavingsbox.com
- Interest on savings
- Nothesavingsbox.com
- Withdrawal method
- manualthesavingsbox.com
Facts
- Product
- SavingsBox offers personal and group savings boxes, AI coaching, round-up savings, recurring contributions, and access to finance professionals.thesavingsbox.com · 4 Oct 2026
- AI coach
- Maya reviews savings progress and spending, flags goals falling behind schedule, suggests catch-up plans, and checks in weekly.thesavingsbox.com · 4 Oct 2026
- Savings tools
- The app includes round-up savings, smart bill alerts, savings streaks and challenges, and a real-time financial health score.thesavingsbox.com · 4 Oct 2026
- Bank features
- Users can link accounts through Plaid for spending insights and fund or contribute to boxes by ACH transfer or card.thesavingsbox.com · 4 Oct 2026
- Integrations
- The privacy policy names Stripe, Plaid, Anthropic Claude, Twilio, Verifex, Supabase, Render, RevenueCat, Sentry, Expo, Apple, and Google among its service providers.thesavingsbox.com · 4 Oct 2026
- Security
- The privacy policy says data in transit uses TLS 1.2+ encryption, stored data is encrypted, and database row-level security restricts users to their own data.thesavingsbox.com · 4 Oct 2026
- Identity and screening
- Identity verification uses Stripe Identity, and the company says it screens users against OFAC, PEP, and adverse-media databases.thesavingsbox.com · 4 Oct 2026
- Privacy
- The company says it does not sell personal information or share data with advertisers; AI coaching messages and replies are retained for up to 90 days.thesavingsbox.com · 4 Oct 2026
- Eligibility
- The terms require consumer users to be at least 18, U.S. residents, and to have a valid U.S. bank account.thesavingsbox.com · 4 Oct 2026
- Financial status
- The terms say SavingsBox is not a bank and that payment processing, custody, and money transmission are provided by third parties including Stripe.thesavingsbox.com · 4 Oct 2026
- Pro audience
- SavingsBox Pro is for licensed or certified finance professionals such as CPAs, financial advisors, loan originators, credit counselors, coaches, and attorneys.thesavingsbox.com · 4 Oct 2026
- Pro features
- SavingsBox Pro includes appointment and client management, an earnings dashboard, meeting-link sharing, and premium AI client insights.thesavingsbox.com · 4 Oct 2026
- Support
- Users can submit tracked support tickets in the app or email [email protected]; Premium and Pro subscribers get priority handling.thesavingsbox.com · 4 Oct 2026
- Platforms
- The consumer app page says Android is available on Google Play and iOS is in App Store review; the Pro page says iOS is available and Android is in Google Play review.thesavingsbox.com · 4 Oct 2026
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Sources
- thesavingsbox.com· checked 4 Oct 2026
- thesavingsbox.com/privacy· checked 4 Oct 2026
- thesavingsbox.com/terms· checked 4 Oct 2026
- thesavingsbox.com/pro· checked 4 Oct 2026
- thesavingsbox.com/support· checked 4 Oct 2026