Finix vs Rapyd
Finix
finix.com
Rapyd
rapyd.netSide by side
| Figure | Finix | Rapyd |
|---|---|---|
| Price from | $250/mo | $99/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 3 | 2 |
| Spec score · Embedded Payments Platforms | 7.8 (#8) | 7.6 (#13) |
| Spec score · Payment Facilitation Platforms | 7.8 (#9) | 7.6 (#11) |
| Founded | Finix says it was founded in 2015. | 2016 |
| Intended customers | Finix describes its customers as including SaaS platforms, marketplaces, and ecommerce businesses, as well as merchants processing payments for their own goods and services. | Rapyd identifies marketplaces, content creators, online travel, online trading and gaming businesses as payout use cases. |
| Payment methods | Finix lists cards, bank accounts, digital wallets, and ACH among the payment methods available for online payments. | Rapyd says its network connects local payment and payout methods across 182 markets. |
| Security | Finix's Trust Center lists PCI DSS, SOC 1, and SOC 2 reports and provides access to security and compliance information. | Rapyd says it has PCI-DSS Level 1 certification and a SOC 2 Type II report. |
| Support | The direct merchant pricing page lists dedicated implementation manager and developer support, plus 24/7 emergency support, among its additional benefits. | Rapyd’s product pages direct prospective customers to contact its global payments team for service information and pricing. |
Plans
Finix
- Direct Merchants — Standard$250 a month
- Custom pricingPriced on request
- Platforms — StandardPriced on request
In their own words
Finix
Finix is a payments platform for businesses that accept payments or build payment operations into their own products. Its API and dashboard support online and in-person payments, with online methods including cards, bank accounts, digital wallets, and ACH. Payment Links, a Virtual Terminal, and invoices let businesses take or request payments from the dashboard without a custom integration. Recurring billing tools cover subscriptions, installment payments, membership fees, and recurring donations. Finix lists ecommerce integrations for Shopify, WooCommerce, BigCommerce, Drupal Commerce, Adobe Commerce, PrestaShop, and OpenCart. Its tokenization system is described as PCI-compliant, and its Trust Center provides security and compliance information, including PCI DSS, SOC 1, and SOC 2 reports. The direct merchant Standard plan is $250 a month; transaction and other fees also apply. Listed fees include $30.00 per dispute and a $35.00 monthly PCI non-compliance fee until remediated. A starting price is listed as $2.50/mo.