Fintecture vs Trustly
Fintecture
fintecture.com
Trustly
trustly.comSide by side
| Figure | Fintecture | Trustly |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 2 | 1 |
| Spec score · Open Banking Payment Platforms | 7.3 (#11) | 7.1 (#16) |
| Intended customers | The maker describes solutions for individual and professional payers, and for businesses handling collections and disbursements. | Trustly presents its products for merchants in travel, e-commerce, financial services, gaming, utilities, subscription services, and the public sector. |
| Security | Fintecture says data is encrypted and its servers are hosted in a secure EU data center. | Trustly says it encrypts data in transit, does not store banking credentials, and uses SSL/TLS-only communication. |
| Support | Fintecture advertises expert assistance and premium support, and its console help article says users can contact support through the chatbot. | Trustly says its direct integration includes dedicated support, and its security page describes incident support available 24/7. |
| What it does | Fintecture provides bank-transfer payment solutions for businesses, including Immediate Transfer, Smart Transfer and Verified Disbursement. | Trustly provides Pay by Bank services that let customers pay merchants directly from their bank accounts. |
Plans
In their own words
Fintecture
Fintecture has no write-up on Specifiction yet; its figures are above.
Trustly
Trustly provides Pay by Bank services that let customers pay merchants directly from bank accounts. Trustly Payment supports online payments authorized through a bank app or eID, while Recurring Payments uses a verified account to collect on a chosen cadence. Trustly Deposit supports bank transfers for deposits, top-ups, transfers, or investments; Trustly Payout sends funds to customer bank accounts, including standalone, bulk, and scheduled payouts. Data Services uses Open Banking and KYC data to verify, assess, and create customer accounts in one flow. Merchants can integrate through Trustly's JSON-RPC-based API or activate it through payment service providers and checkout solutions. Direct integration includes sandbox access, developer documentation, and dedicated support. Trustly says it encrypts data in transit, does not store banking credentials, and uses SSL/TLS-only communication. It also states that it is ISO 27001-certified and GDPR-compliant and conducts third-party penetration testing. Trustly Group AB says it is an authorized Swedish payment institution supervised by Finansinspektionen and can provide cross-border services in the EU/EEA. Trustly says it serves 33 markets and connects to 12,000 banks. Merchant pricing is on request.