First ACH API vs Rotessa
First ACH API
firstach.comRotessa
rotessa.comSide by side
| Figure | First ACH API | Rotessa |
|---|---|---|
| Price from | — | $0.35/mo |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| API | Yes | Yes |
| Plans published | 3 | 12 |
| Spec score · ACH Payment Processing Software | 8.3 (#4) | 8.4 (#3) |
| Company headquarters | The current contact page lists 2141 East Broadway Road, Suite 202, Tempe, Arizona 85282. | LinkedIn lists Rotessa’s primary location as 115 Industrial Road, Steinbach, Manitoba, Canada. |
| Founded | First ACH’s management page says Paul Sabella founded First ACH in May 1998. | 2010 |
| Headquarters | First ACH lists its corporate headquarters at 2141 East Broadway Road, Suite 202, Tempe, Arizona 85282. | Steinbach, Manitoba, Canada |
| Security | First ACH says its hosted applications are protected by managed firewalls, account data is encrypted with a 768-bit key, web traffic uses 128-bit SSL, and network traffic is monitored by an intrusion detection system. | Rotessa’s security overview says sensitive database information is encrypted using AES256, backups are made daily, and the company adheres to PCI DSS requirements for security management and protective measures. |
| Security controls | First ACH describes managed firewalls, 768-bit data encryption, 128-bit SSL sessions, intrusion detection and controlled-access data-center safeguards. | Rotessa states that sensitive database information uses AES-256 encryption, daily off-site backups, firewalls, intrusion prevention and SSL/TLS connections. |
| Support | The API page says technical support is free, and First ACH describes support through phone and email with trained US-based professionals. | Rotessa describes its support team as fast and responsive, and provides an online support centre with documentation on accounts, authorizations, integrations, processing, and transactions. |
| Support hours | The contact page lists Monday-Friday support and sales hours from 7:30 a.m. to 4:00 p.m. Arizona time. | The Canadian client agreement states support is available Monday through Friday, 9 a.m. to 5 p.m. Central time, excluding holidays, with email support. |
| What it does | First ACH provides ACH and electronic-check payment processing through a hosted payment gateway. | Rotessa is online software for scheduling one-time or recurring withdrawals from customers’ bank accounts through Canadian PAD and U.S. ACH payments. |
Plans
First ACH API
- Custom solutionsPriced on request
- First ACH APIPriced on request
- First ACH Merchant +Priced on request
Rotessa
- 251-1000 transactions$0.35 a month
- 251-1000 Transactions$0.35 a month
- 1-10 transactions$17 a month
- 1-10 Transactions$17 a month
- Base$25 a month
- 11-50 transactions$39 a month
- 11-50 Transactions$39 a month
- 51-100 transactions$65 a month
- 51-100 Transactions$65 a month
- 101-250 transactions$94 a month
In their own words
First ACH API
First ACH API connects a business’s own interface to the First ACH payment gateway, allowing transactions to move through an existing sales process. Businesses can manage transactions from their account database, submit them as they occur, and receive updates for monitoring inside their own system. The API supports recurring ACH payments and ACH credits. Listed applications include embedding ACH payments in another product, depositing across multiple accounts, and consolidated processing for distributed networks. First ACH describes it for businesses integrating payments with existing systems, merchants adding customer-initiated payments to software or websites, and companies needing custom features. Integration requires a live Internet connection to begin. A 30-day ACH processing trial has no cancellation penalty or termination fee, although processed-payment fees still apply. Technical support is free by phone and email from trained US-based professionals. First ACH cites managed firewalls, encrypted account data, 128-bit SSL web traffic, intrusion detection, NACHA standards, and PCI requirements. Pricing is on request.
Rotessa
Rotessa schedules one-time and recurring payments taken directly from customers’ bank accounts. Businesses can add customers individually, import a CSV, or bring records in through accounting software, then obtain authorization and set the amount, frequency, and date. Its listed industries include property management, financial services, schools and childcare, health services, professional services, and nonprofits. Accounts include API access, CSV imports, an authorization tool, payment schedules, settlement reports, and multiple users with permissions. QuickBooks Online and Xero integrations can import customers and outstanding invoices, initiate withdrawals based on due dates, and report settlements while marking invoices paid. Zapier supports customized workflows connecting Rotessa with over 1,000 apps. Pricing starts at $17/mo for 1–10 transactions; listed monthly tiers are $39 for 11–50, $65 for 51–100, and $94 for 101–250. From 251 to 1,000 transactions, the listed rate is 35¢ per transaction; higher-volume pricing is custom. Rotessa launched in 2010 and is based in Steinbach, Manitoba, Canada.