Fluid Pay Virtual Terminal vs myPOS Virtual Terminal MO/TO
Fluid Pay Virtual Terminal
fluidpay.commyPOS Virtual Terminal MO/TO
mypos.comSide by side
| Figure | Fluid Pay Virtual Terminal | myPOS Virtual Terminal MO/TO |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 4 |
| Spec score · Virtual Terminal Software | 7.9 (#8) | 8.5 (#3) |
| Founded | 2017 | 2012 |
| Headquarters | Franklin, Tennessee, United States | The company story says London was the company's headquarters in 2017. |
| Pricing | The virtual terminal page directs prospective customers to contact Fluid Pay; the company's white-label gateway pricing page describes a one-time activation fee and a monthly platform fee but gives no amounts. | The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction. |
| Purpose | The virtual terminal accepts card and ACH payments from any browser and provides transaction search, refunds, reconciliation, and batching. | The MO/TO Virtual Terminal lets businesses accept card payments by phone or email when the customer is remote. |
| Support | Fluid Pay lists [email protected] for existing partners and merchants and says engineers triage support tickets directly. | The UK pricing page lists 24/7 customer support as free. |
| What it does | The cloud based virtual terminal processes card and ACH payments from a browser and supports searching, refunding, reconciling, and batching transactions. | myPOS MO/TO Virtual Terminal lets merchants manually process mail-order and telephone-order card payments when the customer is remote. |
Plans
Fluid Pay Virtual Terminal
- Fluid Pay Virtual TerminalPriced on request
myPOS Virtual Terminal MO/TO
- MO/TO Virtual TerminalFree
- MO/TO Virtual TerminalFree
- Card-not-present online paymentsPrice not published
- MO/TO paymentsPrice not published
In their own words
Fluid Pay Virtual Terminal
Fluid Pay Virtual Terminal has no write-up on Specifiction yet; its figures are above.
myPOS Virtual Terminal MO/TO
myPOS Virtual Terminal MO/TO lets businesses take card payments by phone or email when a customer is remote. It works on a computer, phone, or tablet with an internet connection and requires no installation, complex integration, or additional software or hardware. Businesses can give employees specific access to accept payments, then track transactions in real time from any location using the myPOS Mobile app. The product page says completed payments settle immediately into the myPOS merchant account. Businesses apply through that account, and myPOS confirms eligibility for the service. The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction. The plan has no monthly fee, but transaction fees apply, and the displayed tariff table is a concise summary linked to the full tariff breakdown. The product page says customer card information cannot be accessed after a transaction is complete. The UK pricing page lists 24/7 customer support as free.