Fluid Pay Virtual Terminal vs SwipeSimple
Fluid Pay Virtual Terminal
fluidpay.com
SwipeSimple
swipesimple.comSide by side
| Figure | Fluid Pay Virtual Terminal | SwipeSimple |
|---|---|---|
| Price from | — | $19.95/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | — |
| Plans published | 1 | 11 |
| Spec score · Virtual Terminal Software | 7.9 (#8) | 8.5 (#4) |
| Integrations | Fluid Pay documentation lists REST APIs for transactions, refunds, recurring billing, invoices, batches, customer vault, custom fields, and webhooks. | The App Marketplace includes QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews. |
| Support | Fluid Pay lists [email protected] for existing partners and merchants and says engineers triage support tickets directly. | SwipeSimple is generally sold through merchant service providers, and merchants are directed to their provider for account support and billing or fee questions. |
| What it does | The cloud based virtual terminal processes card and ACH payments from a browser and supports searching, refunding, reconciling, and batching transactions. | SwipeSimple is a payments and small-business management platform for accepting cards and running payment operations. |
Plans
Fluid Pay Virtual Terminal
- Fluid Pay Virtual TerminalPriced on request
SwipeSimple
- SwipeSimple Connect ZeroFree
- SwipeSimple Connect — card-present processing$2.61, paid once
- SwipeSimple Connect card-present processing$2.61, paid once
- SwipeSimple Connect — card-not-present processing$3.51, paid once
- SwipeSimple Connect card-not-present processing$3.51, paid once
- QuickBooks Online Sync$19.95 a month
- SwipeSimple Appointments$29.95 a month
- Bluetooth card reader$49, paid once
- Text Loyalty & Reviews Starter$59.99 a month
- Text Loyalty & Reviews Standard$95.95 a month
In their own words
Fluid Pay Virtual Terminal
Fluid Pay Virtual Terminal has no write-up on Specifiction yet; its figures are above.
SwipeSimple
SwipeSimple provides payment acceptance tools for small businesses across Android, iOS, and web, with mobile, terminal, and computer-based processing. Its mobile app supports swiped, dipped, tapped, and keyed card payments, with an optional reader for physical cards; it can also accept payments offline when cell reception is poor. Businesses can manage customers, review purchase histories and sales trends, and export transaction reports compatible with tools such as QuickBooks and Excel. Invoices can be emailed or texted, shared as links, saved as drafts, and configured with automatic payment reminders. The App Marketplace lists QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews, while SwipeSimple says it has no public API or third-party integrations. Connect Zero is $0.00 per free for eligible businesses, with card-paying customers covering a 3.5% card fee. Card-present processing is $2.61; card-not-present processing is $3.51. SwipeSimple is commonly sold with a merchant account and processing agreement through a provider, which handles account support and billing questions.