Fundiful vs M-Changa

Fundiful provides branded online crowdfunding campaigns for organizations raising money for causes and projects. Each organization can have a dedicated site that displays its branding and only its own campaigns. Campaign pages can include a title, description, picture, fundraising target, video, special formatting, and a custom URL; organizations can edit, deactivate, or reactivate campaigns through platform forms. Donations can be processed by Fundiful or through an organization's own merchant account. When Fundiful processes card donations, the processor's fee, described as approximately 2%, is deducted from the donation, and Fundiful says it adds no transaction fee. Payouts reach the organization's bank account in daily or weekly batches, at its option. Organizations processing at least $10,000 in monthly donations can use their own merchant account through Stripe or Authorize.net. The responsive platform is designed for mobile devices, tablets, laptops, and desktops. Organizations can provide translations for selected content. Fundiful serves faith based organizations and businesses running charitable projects, but is not designed for personal fundraising. Its free plan has no startup costs or monthly fees; direct services such as setup or campaign management may incur charges.

M-Changa is an online and mobile fundraising platform for individuals and institutions. Fundraisers can create a customizable share page with a story, pictures, videos, and a target, for causes such as medical bills, construction, emergencies, funerals, weddings, churches, school fees, group projects, and sports clubs. Donations can be made through mobile money, Visa, MasterCard, and PayPal; card and PayPal options are listed for worldwide use. Recurring donations are supported. In Kenya, users can register, share, and manage a fundraiser by dialing *483*57#, and USSD fundraisers can view donation, withdrawal, and expense statements. Campaigns can be shared through Facebook, X, WhatsApp, and SMS. The listed platform fee is 4.25% on donations, reduced to 3.5% for fundraisers that raise KES 3,000,000 or more within 30 days. Withdrawal fees vary by method and amount. A phone line can manage one active fundraiser at a time, though it can contribute to unlimited fundraisers. The service is available on iOS and the web.