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SPECIFICTION
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Gigapay vs Ontop

Gigapay

gigapay.com

Ontop

getontop.com

Side by side

FigureGigapayOntop
Price from€279/mo$12.08/mo
Free plan——
Free trial——
Open source——
WebYesYes
iOS—Yes
Android—Yes
APIYesYes
Plans published24
Spec score · Payout Software7.8 (#9)8.5 (#2)
HeadquartersStockholm, SwedenMiami, Florida, United States
IntegrationsGigapay offers API integration for payout workflows and says its API documentation covers recipient, payout, and invoice endpoints.Ontop documents integrations with QuickBooks and BambooHR.

Plans

Gigapay

  • Pro€279 a month
  • EnterprisePriced on request

Gigapay pricing →

Ontop

  • Ontop Reserve$14.90 a month
  • Contractor of record$49 a month
  • Ontop Reserve$145 a year
  • Hire Employees$499 a month

Ontop pricing →

In their own words

Gigapay

Gigapay has no write-up on Specifiction yet; its figures are above.

Visit gigapay.com

Ontop

Ontop serves companies hiring and paying contractors internationally, as well as freelancers receiving money from global clients. For companies, it provides contractor onboarding and management, automated contracts, compliance management, tax document support, and global USD payments. Its contractor service covers 150+ countries, subject to conditions and worker counts. QuickBooks can sync invoices, and BambooHR can transfer new-hire information. Freelancers can use the Global Account to receive, spend, and grow money, create payment requests, and let clients pay by card, bank transfer, or wallet without an Ontop account. The account supports transfers to 100+ countries, including Binance, Wise, and Revolut, and describes a Visa Platinum card and bill payments to 5,000+ providers in Mexico, Colombia, Argentina, Chile, and Peru. Freelancer accounts are free to create, with no setup or admin fees; payment pricing appears before a request is sent. Contractor of record starts at $49 a month. Ontop lists Android, iOS, and web platforms.

Visit getontop.com